Nsl/sins ndsc surg frnt sins at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$3,398.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,663.52

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $16,955.09 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -98%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -98%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -98%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -97%
Superior Health Plan Medicaid $1,358.22 ↓ -60%
United Healthcare Medicaid/CHIP $1,453.30 ↓ -57%
Texas Workforce Commission Workers Compensation $1,868.96 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $2,060.39 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,423.99 ↓ -29%
United Healthcare Nexus $2,512.90 ↓ -26%
United Healthcare Charter $2,512.90 ↓ -26%
High Plains Health Plans Commercial $2,774.56 ↓ -18%
United Healthcare Commercial Broad $2,792.12 ↓ -18%
MidCoast Commercial $3,114.94 ↓ -8%
Aetna Commercial $3,114.94 ↓ -8%
QuikTrip Employee Benefit Plan $3,114.94 ↓ -8%
University of Mary Hardin-Baylor Commercial $3,284.84 ↓ -3%
Imagine Health Commercial $3,284.84 ↓ -3%
Independent Medical System Commercial PPO $3,398.11 ↑ +0%
Curative Commercial $3,681.29 ↑ +8%
First Health PPO $3,964.46 ↑ +17%
Humana Commercial PPO $3,964.46 ↑ +17%
Private Health Care System PHCS Network $4,247.64 ↑ +25%
HealthSmart Preferred Network $4,247.64 ↑ +25%
HealthSmart Accel Network $6,106.00 ↑ +80%
Baylor Scott & White Health Plan Medicare Advantage $6,735.14 ↑ +98%
CORVEL Worker's Compensation $6,876.93 ↑ +102%
Humana Medicare $7,089.62 ↑ +109%
TriWest Community Care Network $7,089.62 ↑ +109%
ProCare Advantage Medicare Advantage $7,444.10 ↑ +119%
Blue Cross Blue Shield Medicare Advantage $7,444.10 ↑ +119%
American Health Plan Medicare Advantage $7,444.10 ↑ +119%
United Healthcare Medicare Advantage $7,940.37 ↑ +134%
Baylor Scott & White Health Plan BSW Premier - Small Group $8,507.54 ↑ +150%
Cigna Local Plus $8,649.00 ↑ +155%
Baylor Scott & White Health Plan BSW Premier - Individual $8,897.47 ↑ +162%
Prime Health Services Worker's Compensation $8,940.01 ↑ +163%
Cigna HMO/PPO $10,175.00 ↑ +199%
Injury Management Organization Med Select Network $10,598.98 ↑ +212%
Sedgwick Preferred Network $10,598.98 ↑ +212%
Baylor Scott & White Health Plan BSW Plus - Small Group $11,697.87 ↑ +244%
Humana Commercial HMO $11,746.00 ↑ +246%
Mark Cuban Commercial $16,955.09 ↑ +399%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Nsl/sins ndsc surg frnt sins at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $1,358.22 – $3,460.95
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,398.11 $71.00 – $16,955.09
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $5,837.00 $71.00 – $16,955.09
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,398.11 $85.00 – $16,955.09
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,398.11 $1,358.22 – $16,955.09
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $5,837.00 $71.00 – $16,955.09
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $3,398.11 $71.00 – $16,955.09
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $5,837.00 $71.00 – $16,955.09

All Texas hospitals for this procedure →