MRI brain w/dye at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$2,124.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,541.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$167.39 with Baylor Scott & White Health Plan vs $2,785.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Baylor Scott & White Health Plan Medicare Advantage $167.39 ↓ -92%
CORVEL Worker's Compensation $170.91 ↓ -92%
TriWest Community Care Network $176.20 ↓ -92%
Humana Medicare $176.20 ↓ -92%
ProCare Advantage Medicare Advantage $185.01 ↓ -91%
Blue Cross Blue Shield Medicare Advantage $185.01 ↓ -91%
American Health Plan Medicare Advantage $185.01 ↓ -91%
United Healthcare Medicare Advantage $197.34 ↓ -91%
Baylor Scott & White Health Plan BSW Premier - Small Group $211.44 ↓ -90%
Baylor Scott & White Health Plan BSW Premier - Individual $221.13 ↓ -90%
Prime Health Services Worker's Compensation $222.19 ↓ -90%
Injury Management Organization Med Select Network $263.42 ↓ -88%
Sedgwick Preferred Network $263.42 ↓ -88%
Baylor Scott & White Health Plan BSW Plus - Small Group $290.73 ↓ -86%
Superior Health Plan Medicaid $424.92 ↓ -80%
United Healthcare Medicaid/CHIP $454.66 ↓ -79%
Mark Cuban Commercial $455.16 ↓ -79%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $678.12 ↓ -68%
Blue Cross Blue Shield Blue Advantage $686.19 ↓ -68%
Blue Cross Blue Shield Blue Essentials (HMO) $785.08 ↓ -63%
Blue Cross Blue Shield BlueChoice (PPO) $825.44 ↓ -61%
Texas Workforce Commission Workers Compensation $1,168.53 ↓ -45%
Cigna Local Plus $1,711.00 ↓ -19%
Imagine Health Commercial $1,718.00 ↓ -19%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,731.24 ↓ -19%
High Plains Health Plans Commercial $1,734.74 ↓ -18%
QuikTrip Employee Benefit Plan $1,947.55 ↓ -8%
Aetna Commercial $1,947.55 ↓ -8%
MidCoast Commercial $1,947.55 ↓ -8%
Cigna HMO/PPO $2,013.00 ↓ -5%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,036.75 ↓ -4%
Independent Medical System Commercial PPO $2,124.60 ↑ +0%
University of Mary Hardin-Baylor Commercial $2,149.00 ↑ +1%
Curative Commercial $2,301.65 ↑ +8%
Humana Commercial HMO $2,301.65 ↑ +8%
First Health PPO $2,478.70 ↑ +17%
HealthSmart Accel Network $2,478.70 ↑ +17%
Humana Commercial PPO $2,478.70 ↑ +17%
United Healthcare Charter $2,507.00 ↑ +18%
United Healthcare Nexus $2,507.00 ↑ +18%
HealthSmart Preferred Network $2,655.75 ↑ +25%
Private Health Care System PHCS Network $2,655.75 ↑ +25%
United Healthcare Commercial Broad $2,785.00 ↑ +31%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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MRI brain w/dye at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $174.47 – $1,441.45
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,505.67 $167.39 – $3,132.08
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,124.60 $437.31 – $3,186.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,124.60 $167.39 – $2,655.75
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,505.67 $167.39 – $3,132.08
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,124.60 $167.39 – $3,186.90
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,124.60 $455.16 – $3,186.90
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,124.60 $167.39 – $3,186.90

All Texas hospitals for this procedure →