MRA spinal canal at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST
100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833
$1,590.77
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,651.29
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$318.15 with Superior Health Plan vs $2,785.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | Medicaid | $318.15 | ↓ -80% |
| United Healthcare | Medicaid/CHIP | $340.43 | ↓ -79% |
| Texas Workforce Commission | Workers Compensation | $874.93 | ↓ -45% |
| High Plains Health Plans | Commercial | $1,298.87 | ↓ -18% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $1,336.22 | ↓ -16% |
| Blue Cross Blue Shield | Blue Advantage | $1,352.20 | ↓ -15% |
| QuikTrip | Employee Benefit Plan | $1,458.21 | ↓ -8% |
| MidCoast | Commercial | $1,458.21 | ↓ -8% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $1,547.20 | ↓ -3% |
| Independent Medical System | Commercial PPO | $1,590.77 | ↑ +0% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $1,630.32 | ↑ +2% |
| Cigna | Local Plus | $1,711.00 | ↑ +8% |
| Imagine Health | Commercial | $1,718.00 | ↑ +8% |
| Humana | Commercial HMO | $1,723.34 | ↑ +8% |
| Curative | Commercial | $1,723.34 | ↑ +8% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $1,731.24 | ↑ +9% |
| HealthSmart | Accel Network | $1,855.90 | ↑ +17% |
| First Health | PPO | $1,855.90 | ↑ +17% |
| Humana | Commercial PPO | $1,855.90 | ↑ +17% |
| HealthSmart | Preferred Network | $1,988.47 | ↑ +25% |
| Private Health Care System | PHCS Network | $1,988.47 | ↑ +25% |
| TriWest | Community Care Network | $1,988.47 | ↑ +25% |
| Cigna | HMO/PPO | $2,013.00 | ↑ +27% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $2,036.75 | ↑ +28% |
| University of Mary Hardin-Baylor | Commercial | $2,149.00 | ↑ +35% |
| CORVEL | Worker's Compensation | $2,253.60 | ↑ +42% |
| United Healthcare | Charter | $2,507.00 | ↑ +58% |
| United Healthcare | Nexus | $2,507.00 | ↑ +58% |
| Aetna | Commercial | $2,577.00 | ↑ +62% |
| United Healthcare | Commercial Broad | $2,785.00 | ↑ +75% |
Visitor-reported prices
Comments
MRA spinal canal at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Providence | Waco | $948.96 | $674.50 – $1,764.58 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,803.94 | $511.12 – $2,555.58 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,590.77 | $327.43 – $2,577.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $2,268.00 | $453.60 – $2,835.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,803.94 | $481.05 – $2,577.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,590.77 | $510.64 – $2,577.00 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,590.77 | $821.90 – $2,700.00 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $2,268.00 | $756.00 – $3,402.00 |