M/phmtrc alysishquant/semiq at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$100.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$167.96

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.16 with Superior Health Plan vs $500.32 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $20.16 ↓ -80%
United Healthcare Medicaid/CHIP $21.57 ↓ -79%
Texas Workforce Commission Workers Compensation $55.43 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $61.10 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $71.89 ↓ -29%
United Healthcare Nexus $74.52 ↓ -26%
United Healthcare Charter $74.52 ↓ -26%
High Plains Health Plans Commercial $82.28 ↓ -18%
Cigna Local Plus $84.32 ↓ -16%
QuikTrip Employee Benefit Plan $92.38 ↓ -8%
MidCoast Commercial $92.38 ↓ -8%
Aetna Commercial $92.38 ↓ -8%
University of Mary Hardin-Baylor Commercial $97.42 ↓ -3%
Imagine Health Commercial $97.42 ↓ -3%
Cigna HMO/PPO $99.10 ↓ -2%
Independent Medical System Commercial PPO $100.78 ↑ +0%
Curative Commercial $109.17 ↑ +8%
Humana Commercial HMO $109.17 ↑ +8%
Humana Commercial PPO $117.57 ↑ +17%
First Health PPO $117.57 ↑ +17%
HealthSmart Accel Network $117.57 ↑ +17%
Private Health Care System PHCS Network $125.97 ↑ +25%
HealthSmart Preferred Network $125.97 ↑ +25%
TriWest Community Care Network $125.97 ↑ +25%
United Healthcare Commercial Broad $130.78 ↑ +30%
CORVEL Worker's Compensation $142.77 ↑ +42%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $409.93 ↑ +307%
Blue Cross Blue Shield Blue Advantage $415.48 ↑ +312%
Blue Cross Blue Shield Blue Essentials (HMO) $474.95 ↑ +371%
Blue Cross Blue Shield BlueChoice (PPO) $500.32 ↑ +396%

Visitor-reported prices

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M/phmtrc alysishquant/semiq at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $148.27 – $349.67
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $331.55 $35.00 – $469.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $100.78 $20.74 – $151.16
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $100.78 $20.16 – $409.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $331.55 $35.00 – $469.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $100.78 $32.35 – $500.32
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $100.78 $26.00 – $151.16
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $100.78 $33.59 – $409.93

All Texas hospitals for this procedure →