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Lower Back (Lumbar Spine) CT scan (with and without contrast) at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST
100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833
$1,677.35
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,795.59
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$167.39 with Baylor Scott & White Health Plan vs $2,096.69 with Private Health Care System — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Baylor Scott & White Health Plan | Medicare Advantage | $167.39 | ↓ -90% |
| CORVEL | Worker's Compensation | $170.91 | ↓ -90% |
| Superior Health Plan | Medicaid | $175.06 | ↓ -90% |
| Humana | Medicare | $176.20 | ↓ -89% |
| TriWest | Community Care Network | $176.20 | ↓ -89% |
| Blue Cross Blue Shield | Medicare Advantage | $185.01 | ↓ -89% |
| ProCare Advantage | Medicare Advantage | $185.01 | ↓ -89% |
| American Health Plan | Medicare Advantage | $185.01 | ↓ -89% |
| United Healthcare | Medicaid/CHIP | $187.31 | ↓ -89% |
| United Healthcare | Medicare Advantage | $197.34 | ↓ -88% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $211.44 | ↓ -87% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $221.13 | ↓ -87% |
| Prime Health Services | Worker's Compensation | $222.19 | ↓ -87% |
| Sedgwick | Preferred Network | $263.42 | ↓ -84% |
| Injury Management Organization | Med Select Network | $263.42 | ↓ -84% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $290.73 | ↓ -83% |
| Mark Cuban | Commercial | $455.16 | ↓ -73% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $761.68 | ↓ -55% |
| Blue Cross Blue Shield | Blue Advantage | $770.79 | ↓ -54% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $881.94 | ↓ -47% |
| Texas Workforce Commission | Workers Compensation | $922.54 | ↓ -45% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $929.32 | ↓ -45% |
| High Plains Health Plans | Commercial | $1,369.56 | ↓ -18% |
| Imagine Health | Commercial | $1,454.00 | ↓ -13% |
| Cigna | Local Plus | $1,466.00 | ↓ -13% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $1,480.29 | ↓ -12% |
| QuikTrip | Employee Benefit Plan | $1,537.57 | ↓ -8% |
| Aetna | Commercial | $1,537.57 | ↓ -8% |
| MidCoast | Commercial | $1,537.57 | ↓ -8% |
| United Healthcare | Charter | $1,670.00 | ↓ -0% |
| United Healthcare | Nexus | $1,670.00 | ↓ -0% |
| Independent Medical System | Commercial PPO | $1,677.35 | ↑ +0% |
| Cigna | HMO/PPO | $1,725.00 | ↑ +3% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $1,741.52 | ↑ +4% |
| Curative | Commercial | $1,817.13 | ↑ +8% |
| Humana | Commercial HMO | $1,817.13 | ↑ +8% |
| University of Mary Hardin-Baylor | Commercial | $1,841.00 | ↑ +10% |
| United Healthcare | Commercial Broad | $1,856.00 | ↑ +11% |
| Humana | Commercial PPO | $1,956.91 | ↑ +17% |
| HealthSmart | Accel Network | $1,956.91 | ↑ +17% |
| First Health | PPO | $1,956.91 | ↑ +17% |
| HealthSmart | Preferred Network | $2,096.69 | ↑ +25% |
| Private Health Care System | PHCS Network | $2,096.69 | ↑ +25% |
| Humana Military | TRICARE | not published by hospital | — |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) CT scan (with and without contrast) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,677.35 | $167.39 – $2,096.69 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,677.35 | $236.02 – $2,516.03 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,677.35 | $167.39 – $2,096.69 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,677.35 | $167.39 – $2,516.03 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,677.35 | $167.39 – $2,096.69 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,677.35 | $175.06 – $2,516.03 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE | Grapevine | $1,677.35 | $167.67 – $2,096.69 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $1,677.35 | $167.39 – $2,096.69 |