Laparscpy ablat 1>lvr tum cryo at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$12,899.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21,499.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,579.93 with Superior Health Plan vs $25,500.18 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $2,579.93 ↓ -80%
United Healthcare Medicaid/CHIP $2,760.52 ↓ -79%
Cigna Local Plus $5,388.00 ↓ -58%
Cigna HMO/PPO $6,339.00 ↓ -51%
Texas Workforce Commission Workers Compensation $7,094.80 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $8,479.36 ↓ -34%
United Healthcare Charter $9,886.00 ↓ -23%
United Healthcare Nexus $9,886.00 ↓ -23%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $9,975.72 ↓ -23%
Baylor Scott & White Health Plan Medicare Advantage $10,144.36 ↓ -21%
CORVEL Worker's Compensation $10,357.92 ↓ -20%
High Plains Health Plans Commercial $10,532.56 ↓ -18%
Humana Medicare $10,678.27 ↓ -17%
TriWest Community Care Network $10,678.27 ↓ -17%
United Healthcare Commercial Broad $10,984.00 ↓ -15%
ProCare Advantage Medicare Advantage $11,212.18 ↓ -13%
Blue Cross Blue Shield Medicare Advantage $11,212.18 ↓ -13%
American Health Plan Medicare Advantage $11,212.18 ↓ -13%
Aetna Commercial $11,824.67 ↓ -8%
MidCoast Commercial $11,824.67 ↓ -8%
QuikTrip Employee Benefit Plan $11,824.67 ↓ -8%
United Healthcare Medicare Advantage $11,959.66 ↓ -7%
Baylor Scott & White Health Plan BSW Premier - Small Group $12,813.92 ↓ -1%
Independent Medical System Commercial PPO $12,899.64 ↑ +0%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $13,208.58 ↑ +2%
Blue Cross Blue Shield Blue Advantage $13,376.84 ↑ +4%
Baylor Scott & White Health Plan BSW Premier - Individual $13,401.23 ↑ +4%
Prime Health Services Worker's Compensation $13,465.30 ↑ +4%
Curative Commercial $13,974.61 ↑ +8%
Humana Commercial PPO $15,049.58 ↑ +17%
HealthSmart Accel Network $15,049.58 ↑ +17%
First Health PPO $15,049.58 ↑ +17%
Blue Cross Blue Shield Blue Essentials (HMO) $15,311.86 ↑ +19%
Humana Commercial HMO $15,811.00 ↑ +23%
Injury Management Organization Med Select Network $15,964.01 ↑ +24%
Sedgwick Preferred Network $15,964.01 ↑ +24%
Private Health Care System PHCS Network $16,124.55 ↑ +25%
HealthSmart Preferred Network $16,124.55 ↑ +25%
Blue Cross Blue Shield BlueChoice (PPO) $16,153.17 ↑ +25%
Baylor Scott & White Health Plan BSW Plus - Small Group $17,619.15 ↑ +37%
Mark Cuban Commercial $25,500.18 ↑ +98%
Humana Military TRICARE not published by hospital
University of Mary Hardin-Baylor Commercial not published by hospital
Imagine Health Commercial not published by hospital

Visitor-reported prices

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Laparscpy ablat 1>lvr tum cryo at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $6,730.74 – $15,900.78
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $12,899.64 $2,655.18 – $25,500.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $12,899.64 $2,579.93 – $25,500.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $12,899.64 $4,140.78 – $25,500.18
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $12,899.64 $6,664.81 – $25,500.18
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $12,899.64 $4,299.88 – $25,500.18
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $12,899.64 $3,224.91 – $25,500.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $12,899.64 $2,364.93 – $25,500.18

All Texas hospitals for this procedure →