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Knee Arthroscopy (Cartilage Repair) at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST
100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833
$4,712.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,854.10
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$71.00 with Blue Cross Blue Shield vs $12,343.00 with HealthSmart — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield | Blue Advantage | $71.00 | ↓ -98% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $75.00 | ↓ -98% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $81.00 | ↓ -98% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $85.00 | ↓ -98% |
| Superior Health Plan | Medicaid | $1,088.27 | ↓ -77% |
| United Healthcare | Medicaid/CHIP | $1,164.45 | ↓ -75% |
| Texas Workforce Commission | Workers Compensation | $2,591.85 | ↓ -45% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $2,857.32 | ↓ -39% |
| Baylor Scott & White Health Plan | Medicare Advantage | $3,122.56 | ↓ -34% |
| CORVEL | Worker's Compensation | $3,188.30 | ↓ -32% |
| Humana | Medicare | $3,286.91 | ↓ -30% |
| TriWest | Community Care Network | $3,286.91 | ↓ -30% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $3,361.55 | ↓ -29% |
| Blue Cross Blue Shield | Medicare Advantage | $3,451.26 | ↓ -27% |
| ProCare Advantage | Medicare Advantage | $3,451.26 | ↓ -27% |
| American Health Plan | Medicare Advantage | $3,451.26 | ↓ -27% |
| United Healthcare | Charter | $3,484.86 | ↓ -26% |
| United Healthcare | Nexus | $3,484.86 | ↓ -26% |
| United Healthcare | Medicare Advantage | $3,681.34 | ↓ -22% |
| High Plains Health Plans | Commercial | $3,847.72 | ↓ -18% |
| United Healthcare | Commercial Broad | $3,872.07 | ↓ -18% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $3,944.29 | ↓ -16% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $4,125.07 | ↓ -12% |
| Prime Health Services | Worker's Compensation | $4,144.79 | ↓ -12% |
| QuikTrip | Employee Benefit Plan | $4,319.76 | ↓ -8% |
| Aetna | Commercial | $4,319.76 | ↓ -8% |
| MidCoast | Commercial | $4,319.76 | ↓ -8% |
| Imagine Health | Commercial | $4,555.38 | ↓ -3% |
| University of Mary Hardin-Baylor | Commercial | $4,555.38 | ↓ -3% |
| Independent Medical System | Commercial PPO | $4,712.46 | ↑ +0% |
| Sedgwick | Preferred Network | $4,913.93 | ↑ +4% |
| Injury Management Organization | Med Select Network | $4,913.93 | ↑ +4% |
| Curative | Commercial | $5,105.16 | ↑ +8% |
| Cigna | Local Plus | $5,132.00 | ↑ +9% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $5,423.40 | ↑ +15% |
| Humana | Commercial PPO | $5,497.87 | ↑ +17% |
| First Health | PPO | $5,497.87 | ↑ +17% |
| HealthSmart | Preferred Network | $5,890.57 | ↑ +25% |
| Private Health Care System | PHCS Network | $5,890.57 | ↑ +25% |
| Cigna | HMO/PPO | $6,038.00 | ↑ +28% |
| Humana | Commercial HMO | $7,441.00 | ↑ +58% |
| Mark Cuban | Commercial | $8,018.48 | ↑ +70% |
| HealthSmart | Accel Network | $12,343.00 | ↑ +162% |
| Humana Military | TRICARE | not published by hospital | — |
Visitor-reported prices
Comments
Knee Arthroscopy (Cartilage Repair) at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $4,712.46 | $71.00 – $8,018.48 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $4,304.96 | $71.00 – $8,018.48 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $4,712.46 | $85.00 – $8,018.48 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $4,712.46 | $1,088.27 – $8,018.48 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $4,304.96 | $71.00 – $8,018.48 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $4,304.96 | $71.00 – $8,018.48 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR | Taylor | $4,304.96 | $71.00 – $8,018.48 |
| BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER | Temple | $4,712.46 | $71.00 – $8,018.48 |