Insj stablj dev w/dcmprn at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$12,296.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$20,494.66

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $46,166.33 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -99%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -99%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -99%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -99%
Superior Health Plan Medicaid $2,459.36 ↓ -80%
United Healthcare Medicaid/CHIP $2,631.51 ↓ -79%
Cigna Local Plus $5,388.00 ↓ -56%
Cigna HMO/PPO $6,339.00 ↓ -48%
Texas Workforce Commission Workers Compensation $6,763.24 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $7,455.96 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $8,771.71 ↓ -29%
United Healthcare Nexus $9,093.48 ↓ -26%
United Healthcare Charter $9,093.48 ↓ -26%
High Plains Health Plans Commercial $10,040.33 ↓ -18%
United Healthcare Commercial Broad $10,103.87 ↓ -18%
MidCoast Commercial $11,272.06 ↓ -8%
Aetna Commercial $11,272.06 ↓ -8%
QuikTrip Employee Benefit Plan $11,272.06 ↓ -8%
Imagine Health Commercial $11,886.90 ↓ -3%
University of Mary Hardin-Baylor Commercial $11,886.90 ↓ -3%
Independent Medical System Commercial PPO $12,296.80 ↑ +0%
Curative Commercial $13,321.53 ↑ +8%
HealthSmart Accel Network $14,346.26 ↑ +17%
Humana Commercial PPO $14,346.26 ↑ +17%
First Health PPO $14,346.26 ↑ +17%
Private Health Care System PHCS Network $15,371.00 ↑ +25%
HealthSmart Preferred Network $15,371.00 ↑ +25%
Humana Commercial HMO $15,811.00 ↑ +29%
Baylor Scott & White Health Plan Medicare Advantage $16,733.03 ↑ +36%
CORVEL Worker's Compensation $17,085.31 ↑ +39%
Humana Medicare $17,613.72 ↑ +43%
TriWest Community Care Network $17,613.72 ↑ +43%
Blue Cross Blue Shield Medicare Advantage $18,494.41 ↑ +50%
American Health Plan Medicare Advantage $18,494.41 ↑ +50%
ProCare Advantage Medicare Advantage $18,494.41 ↑ +50%
United Healthcare Medicare Advantage $19,727.37 ↑ +60%
Baylor Scott & White Health Plan BSW Premier - Small Group $21,136.46 ↑ +72%
Baylor Scott & White Health Plan BSW Premier - Individual $22,105.22 ↑ +80%
Prime Health Services Worker's Compensation $22,210.90 ↑ +81%
Injury Management Organization Med Select Network $26,332.51 ↑ +114%
Sedgwick Preferred Network $26,332.51 ↑ +114%
Baylor Scott & White Health Plan BSW Plus - Small Group $29,062.64 ↑ +136%
Mark Cuban Commercial $46,166.33 ↑ +275%

Visitor-reported prices

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Insj stablj dev w/dcmprn at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $12,757.34 – $30,138.09
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $12,296.80 $71.00 – $46,166.33
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $16,139.55 $71.00 – $46,166.33
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $12,296.80 $85.00 – $46,166.33
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $12,296.80 $6,353.34 – $46,166.33
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $16,139.55 $71.00 – $46,166.33
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $12,296.80 $71.00 – $46,166.33
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $16,139.55 $71.00 – $46,166.33

All Texas hospitals for this procedure →