Insj phrnc nrv stim sys at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$51,998.26

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$86,663.76

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28,599.04 with Texas Workforce Commission vs $117,001.30 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Texas Workforce Commission Workers Compensation $28,599.04 ↓ -45%
United Healthcare Charter $30,316.00 ↓ -42%
United Healthcare Nexus $30,316.00 ↓ -42%
Superior Health Plan Medicaid $32,454.62 ↓ -38%
United Healthcare Commercial Broad $33,684.00 ↓ -35%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $34,180.19 ↓ -34%
United Healthcare Medicaid/CHIP $34,726.44 ↓ -33%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $39,865.33 ↓ -23%
Blue Cross Blue Shield Blue Advantage $39,865.33 ↓ -23%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $40,211.98 ↓ -23%
Baylor Scott & White Health Plan Medicare Advantage $42,034.83 ↓ -19%
High Plains Health Plans Commercial $42,456.58 ↓ -18%
CORVEL Worker's Compensation $42,919.77 ↓ -17%
Cigna Local Plus $43,505.21 ↓ -16%
TriWest Community Care Network $44,247.19 ↓ -15%
Humana Medicare $44,247.19 ↓ -15%
Blue Cross Blue Shield Blue Essentials (HMO) $45,931.79 ↓ -12%
Blue Cross Blue Shield Medicare Advantage $46,459.55 ↓ -11%
ProCare Advantage Medicare Advantage $46,459.55 ↓ -11%
American Health Plan Medicare Advantage $46,459.55 ↓ -11%
MidCoast Commercial $47,665.07 ↓ -8%
Aetna Commercial $47,665.07 ↓ -8%
QuikTrip Employee Benefit Plan $47,665.07 ↓ -8%
Blue Cross Blue Shield BlueChoice (PPO) $48,531.71 ↓ -7%
United Healthcare Medicare Advantage $49,556.85 ↓ -5%
Cigna HMO/PPO $51,131.62 ↓ -2%
Independent Medical System Commercial PPO $51,998.26 ↑ +0%
Baylor Scott & White Health Plan BSW Premier - Small Group $53,096.63 ↑ +2%
Baylor Scott & White Health Plan BSW Premier - Individual $55,530.22 ↑ +7%
Prime Health Services Worker's Compensation $55,795.71 ↑ +7%
Curative Commercial $56,331.44 ↑ +8%
Humana Commercial HMO $56,331.44 ↑ +8%
First Health PPO $60,664.63 ↑ +17%
HealthSmart Accel Network $60,664.63 ↑ +17%
Humana Commercial PPO $60,664.63 ↑ +17%
HealthSmart Preferred Network $64,997.82 ↑ +25%
Private Health Care System PHCS Network $64,997.82 ↑ +25%
Injury Management Organization Med Select Network $66,149.55 ↑ +27%
Sedgwick Preferred Network $66,149.55 ↑ +27%
Baylor Scott & White Health Plan BSW Plus - Small Group $73,007.86 ↑ +40%
Mark Cuban Commercial $117,001.30 ↑ +125%
Imagine Health Commercial not published by hospital
University of Mary Hardin-Baylor Commercial not published by hospital
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Insj phrnc nrv stim sys at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $32,454.62 – $32,454.62
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $56,158.12 $6,299.00 – $117,001.30
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $51,998.26 $10,702.97 – $117,001.30
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $56,158.12 $32,454.62 – $117,001.30
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $51,998.26 $34,180.19 – $117,001.30
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $51,998.26 $32,454.62 – $117,001.30
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $56,158.12 $32,454.62 – $117,001.30
BAYLOR SCOTT & WHITE MEDICAL CENTER - GRAPEVINE Grapevine $56,158.12 $32,454.62 – $117,001.30

All Texas hospitals for this procedure →