Insitu hybridization (fish) at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$862.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,437.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.96 with Superior Health Plan vs $1,788.32 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $40.96 ↓ -95%
United Healthcare Medicaid/CHIP $43.83 ↓ -95%
Texas Workforce Commission Workers Compensation $112.64 ↓ -87%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $124.17 ↓ -86%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $146.08 ↓ -83%
United Healthcare Nexus $151.44 ↓ -82%
United Healthcare Charter $151.44 ↓ -82%
Baylor Scott & White Health Plan Medicare Advantage $162.59 ↓ -81%
CORVEL Worker's Compensation $166.02 ↓ -81%
High Plains Health Plans Commercial $167.21 ↓ -81%
Humana Medicare $171.15 ↓ -80%
TriWest Community Care Network $171.15 ↓ -80%
Cigna Local Plus $171.34 ↓ -80%
Blue Cross Blue Shield Medicare Advantage $179.71 ↓ -79%
American Health Plan Medicare Advantage $179.71 ↓ -79%
ProCare Advantage Medicare Advantage $179.71 ↓ -79%
QuikTrip Employee Benefit Plan $187.73 ↓ -78%
Aetna Commercial $187.73 ↓ -78%
MidCoast Commercial $187.73 ↓ -78%
United Healthcare Medicare Advantage $191.69 ↓ -78%
Imagine Health Commercial $197.97 ↓ -77%
University of Mary Hardin-Baylor Commercial $197.97 ↓ -77%
Cigna HMO/PPO $201.38 ↓ -77%
Independent Medical System Commercial PPO $204.79 ↓ -76%
Baylor Scott & White Health Plan BSW Premier - Small Group $205.38 ↓ -76%
Baylor Scott & White Health Plan BSW Premier - Individual $214.79 ↓ -75%
Prime Health Services Worker's Compensation $215.82 ↓ -75%
Curative Commercial $221.86 ↓ -74%
Humana Commercial HMO $221.86 ↓ -74%
First Health PPO $238.92 ↓ -72%
Humana Commercial PPO $238.92 ↓ -72%
HealthSmart Accel Network $238.92 ↓ -72%
Injury Management Organization Med Select Network $255.87 ↓ -70%
Sedgwick Preferred Network $255.87 ↓ -70%
Private Health Care System PHCS Network $255.99 ↓ -70%
HealthSmart Preferred Network $255.99 ↓ -70%
Baylor Scott & White Health Plan BSW Plus - Small Group $282.40 ↓ -67%
Mark Cuban Commercial $423.12 ↓ -51%
United Healthcare Commercial Broad $466.72 ↓ -46%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $1,465.23 ↑ +70%
Blue Cross Blue Shield Blue Advantage $1,485.07 ↑ +72%
Blue Cross Blue Shield Blue Essentials (HMO) $1,697.63 ↑ +97%
Blue Cross Blue Shield BlueChoice (PPO) $1,788.32 ↑ +107%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Insitu hybridization (fish) at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $167.95 – $1,249.84
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $862.50 $21.13 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $862.50 $36.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $862.50 $36.00 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $862.50 $19.89 – $423.12
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $862.50 $36.00 – $423.12
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $862.50 $26.00 – $423.12
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $862.50 $36.00 – $423.12

All Texas hospitals for this procedure →