Ins/rpl prph sac/gstr npg/r at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$14,695.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$24,491.86

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $54,191.38 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -100%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -99%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -99%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -99%
HealthSmart Accel Network $2,416.00 ↓ -84%
Cigna Local Plus $3,421.00 ↓ -77%
Cigna HMO/PPO $4,025.00 ↓ -73%
Humana Commercial HMO $5,266.00 ↓ -64%
Texas Workforce Commission Workers Compensation $8,082.31 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $8,910.14 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $10,482.52 ↓ -29%
United Healthcare Nexus $10,867.04 ↓ -26%
United Healthcare Charter $10,867.04 ↓ -26%
High Plains Health Plans Commercial $11,998.56 ↓ -18%
United Healthcare Commercial Broad $12,074.49 ↓ -18%
QuikTrip Employee Benefit Plan $13,470.52 ↓ -8%
MidCoast Commercial $13,470.52 ↓ -8%
Aetna Commercial $13,470.52 ↓ -8%
University of Mary Hardin-Baylor Commercial $14,205.28 ↓ -3%
Imagine Health Commercial $14,205.28 ↓ -3%
Independent Medical System Commercial PPO $14,695.12 ↑ +0%
Superior Health Plan Medicaid $14,745.31 ↑ +0%
United Healthcare Medicaid/CHIP $15,777.48 ↑ +7%
Curative Commercial $15,919.71 ↑ +8%
Humana Commercial PPO $17,144.30 ↑ +17%
First Health PPO $17,144.30 ↑ +17%
HealthSmart Preferred Network $18,368.90 ↑ +25%
Private Health Care System PHCS Network $18,368.90 ↑ +25%
Baylor Scott & White Health Plan Medicare Advantage $18,514.09 ↑ +26%
CORVEL Worker's Compensation $18,903.86 ↑ +29%
Humana Medicare $19,488.52 ↑ +33%
TriWest Community Care Network $19,488.52 ↑ +33%
Blue Cross Blue Shield Medicare Advantage $20,462.95 ↑ +39%
ProCare Advantage Medicare Advantage $20,462.95 ↑ +39%
American Health Plan Medicare Advantage $20,462.95 ↑ +39%
United Healthcare Medicare Advantage $21,827.14 ↑ +49%
Baylor Scott & White Health Plan BSW Premier - Small Group $23,386.22 ↑ +59%
Baylor Scott & White Health Plan BSW Premier - Individual $24,458.09 ↑ +66%
Prime Health Services Worker's Compensation $24,575.02 ↑ +67%
Sedgwick Preferred Network $29,135.34 ↑ +98%
Injury Management Organization Med Select Network $29,135.34 ↑ +98%
Baylor Scott & White Health Plan BSW Plus - Small Group $32,156.06 ↑ +119%
Mark Cuban Commercial $54,191.38 ↑ +269%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Ins/rpl prph sac/gstr npg/r at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $758.25 – $36,438.10
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $14,695.12 $71.00 – $54,191.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $14,695.12 $71.00 – $54,191.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $14,695.12 $85.00 – $54,191.38
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $14,695.12 $2,416.00 – $54,191.38
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $14,695.12 $71.00 – $54,191.38
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $14,695.12 $71.00 – $54,191.38
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $14,695.12 $71.00 – $54,191.38

All Texas hospitals for this procedure →