Ins pm gen exist dual lead at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST
100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833
$32,721.79
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$54,536.32
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$15,811.00 with Humana vs $58,392.49 with Mark Cuban — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Commercial HMO | $15,811.00 | ↓ -52% |
| Superior Health Plan | Medicaid | $16,993.10 | ↓ -48% |
| Texas Workforce Commission | Workers Compensation | $17,996.99 | ↓ -45% |
| United Healthcare | Medicaid/CHIP | $18,182.62 | ↓ -44% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $19,840.31 | ↓ -39% |
| Baylor Scott & White Health Plan | Medicare Advantage | $21,227.69 | ↓ -35% |
| CORVEL | Worker's Compensation | $21,674.59 | ↓ -34% |
| TriWest | Community Care Network | $22,344.94 | ↓ -32% |
| Humana | Medicare | $22,344.94 | ↓ -32% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $23,341.54 | ↓ -29% |
| American Health Plan | Medicare Advantage | $23,462.19 | ↓ -28% |
| ProCare Advantage | Medicare Advantage | $23,462.19 | ↓ -28% |
| Blue Cross Blue Shield | Medicare Advantage | $23,462.19 | ↓ -28% |
| United Healthcare | Medicare Advantage | $25,026.33 | ↓ -24% |
| Blue Cross Blue Shield | Blue Advantage | $25,086.71 | ↓ -23% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $25,086.71 | ↓ -23% |
| High Plains Health Plans | Commercial | $26,717.34 | ↓ -18% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $26,813.93 | ↓ -18% |
| Cigna | Local Plus | $27,377.23 | ↓ -16% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $28,042.90 | ↓ -14% |
| Prime Health Services | Worker's Compensation | $28,176.97 | ↓ -14% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $28,904.25 | ↓ -12% |
| Aetna | Commercial | $29,994.98 | ↓ -8% |
| QuikTrip | Employee Benefit Plan | $29,994.98 | ↓ -8% |
| MidCoast | Commercial | $29,994.98 | ↓ -8% |
| United Healthcare | Nexus | $30,316.00 | ↓ -7% |
| United Healthcare | Charter | $30,316.00 | ↓ -7% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $30,540.34 | ↓ -7% |
| University of Mary Hardin-Baylor | Commercial | $31,631.07 | ↓ -3% |
| Cigna | HMO/PPO | $32,176.43 | ↓ -2% |
| Independent Medical System | Commercial PPO | $32,721.79 | ↑ +0% |
| Injury Management Organization | Med Select Network | $33,405.69 | ↑ +2% |
| Sedgwick | Preferred Network | $33,405.69 | ↑ +2% |
| United Healthcare | Commercial Broad | $33,684.00 | ↑ +3% |
| Curative | Commercial | $35,448.61 | ↑ +8% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $36,869.15 | ↑ +13% |
| HealthSmart | Accel Network | $38,175.42 | ↑ +17% |
| Humana | Commercial PPO | $38,175.42 | ↑ +17% |
| First Health | PPO | $38,175.42 | ↑ +17% |
| Private Health Care System | PHCS Network | $40,902.24 | ↑ +25% |
| HealthSmart | Preferred Network | $40,902.24 | ↑ +25% |
| Mark Cuban | Commercial | $58,392.49 | ↑ +78% |
| Imagine Health | Commercial | not published by hospital | — |
| Humana Military | TRICARE | not published by hospital | — |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Providence | Waco | not published | $16,993.10 – $42,927.36 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $28,383.36 | $6,299.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $32,721.79 | $6,735.24 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $29,876.42 | $15,811.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $28,383.36 | $16,556.96 – $58,392.49 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $32,721.79 | $15,811.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $32,721.79 | $13,462.00 – $58,392.49 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $29,876.42 | $15,811.00 – $58,392.49 |