Ins mark abd/pel for right perq at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$3,220.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,366.87

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $4,157.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -98%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -98%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -97%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -97%
Superior Health Plan Medicaid $296.23 ↓ -91%
United Healthcare Medicaid/CHIP $316.97 ↓ -90%
Baylor Scott & White Health Plan Medicare Advantage $1,320.92 ↓ -59%
CORVEL Worker's Compensation $1,348.73 ↓ -58%
TriWest Community Care Network $1,390.44 ↓ -57%
Humana Medicare $1,390.44 ↓ -57%
American Health Plan Medicare Advantage $1,459.96 ↓ -55%
Blue Cross Blue Shield Medicare Advantage $1,459.96 ↓ -55%
ProCare Advantage Medicare Advantage $1,459.96 ↓ -55%
United Healthcare Medicare Advantage $1,557.29 ↓ -52%
Baylor Scott & White Health Plan BSW Premier - Small Group $1,668.53 ↓ -48%
Baylor Scott & White Health Plan BSW Premier - Individual $1,745.00 ↓ -46%
Prime Health Services Worker's Compensation $1,753.34 ↓ -46%
Texas Workforce Commission Workers Compensation $1,771.07 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,952.47 ↓ -39%
Injury Management Organization Med Select Network $2,078.71 ↓ -35%
Sedgwick Preferred Network $2,078.71 ↓ -35%
Baylor Scott & White Health Plan BSW Plus - Small Group $2,294.23 ↓ -29%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,297.02 ↓ -29%
United Healthcare Charter $2,381.28 ↓ -26%
United Healthcare Nexus $2,381.28 ↓ -26%
High Plains Health Plans Commercial $2,629.23 ↓ -18%
United Healthcare Commercial Broad $2,645.87 ↓ -18%
QuikTrip Employee Benefit Plan $2,951.78 ↓ -8%
MidCoast Commercial $2,951.78 ↓ -8%
Aetna Commercial $2,951.78 ↓ -8%
Imagine Health Commercial $3,112.78 ↓ -3%
University of Mary Hardin-Baylor Commercial $3,112.78 ↓ -3%
Independent Medical System Commercial PPO $3,220.12 ↑ +0%
Cigna Local Plus $3,421.00 ↑ +6%
Mark Cuban Commercial $3,432.55 ↑ +7%
Curative Commercial $3,488.47 ↑ +8%
HealthSmart Accel Network $3,756.81 ↑ +17%
Humana Commercial PPO $3,756.81 ↑ +17%
First Health PPO $3,756.81 ↑ +17%
Cigna HMO/PPO $4,025.00 ↑ +25%
HealthSmart Preferred Network $4,025.15 ↑ +25%
Private Health Care System PHCS Network $4,025.15 ↑ +25%
Humana Commercial HMO $4,157.00 ↑ +29%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Ins mark abd/pel for right perq at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $290.17 – $685.50
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,000.78 $296.23 – $3,432.55
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,220.12 $71.00 – $4,830.18
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,220.12 $71.00 – $4,025.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,000.78 $296.23 – $3,432.55
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,220.12 $85.00 – $4,830.18
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,220.12 $296.23 – $4,830.18
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $3,220.12 $71.00 – $4,830.18

All Texas hospitals for this procedure →