Img rta detcj/mntr ds staff at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$197.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$329.04

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.48 with Superior Health Plan vs $246.78 with HealthSmart — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $39.48 ↓ -80%
United Healthcare Medicaid/CHIP $42.25 ↓ -79%
CORVEL Worker's Compensation $57.48 ↓ -71%
TriWest Community Care Network $59.26 ↓ -70%
Humana Medicare $59.26 ↓ -70%
American Health Plan Medicare Advantage $62.22 ↓ -68%
Blue Cross Blue Shield Medicare Advantage $62.22 ↓ -68%
ProCare Advantage Medicare Advantage $62.22 ↓ -68%
United Healthcare Medicare Advantage $66.37 ↓ -66%
Prime Health Services Worker's Compensation $74.73 ↓ -62%
Injury Management Organization Med Select Network $88.59 ↓ -55%
Sedgwick Preferred Network $88.59 ↓ -55%
Texas Workforce Commission Workers Compensation $108.58 ↓ -45%
Humana Commercial HMO $113.00 ↓ -43%
United Healthcare Nexus $146.00 ↓ -26%
United Healthcare Charter $146.00 ↓ -26%
Mark Cuban Commercial $151.53 ↓ -23%
High Plains Health Plans Commercial $161.20 ↓ -18%
United Healthcare Commercial Broad $162.22 ↓ -18%
Aetna Commercial $180.97 ↓ -8%
QuikTrip Employee Benefit Plan $180.97 ↓ -8%
MidCoast Commercial $180.97 ↓ -8%
Imagine Health Commercial $190.84 ↓ -3%
Independent Medical System Commercial PPO $197.42 ↑ +0%
Curative Commercial $213.88 ↑ +8%
Humana Commercial PPO $230.33 ↑ +17%
First Health PPO $230.33 ↑ +17%
HealthSmart Accel Network $230.33 ↑ +17%
Private Health Care System PHCS Network $246.78 ↑ +25%
HealthSmart Preferred Network $246.78 ↑ +25%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Img rta detcj/mntr ds staff at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $55.49 – $87.33
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $51.17 $14.50 – $6,299.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $197.42 $40.64 – $296.14
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $181.35 $36.27 – $226.69
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $51.17 $13.64 – $151.53
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $197.42 $57.48 – $296.14
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $197.42 $102.00 – $296.14
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $181.35 $57.48 – $272.02

All Texas hospitals for this procedure →