Ghs insertion of needle - bone at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$461.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$769.99

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $987.04 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -85%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -84%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -82%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -82%
Cigna Local Plus $85.00 ↓ -82%
Superior Health Plan Medicaid $92.40 ↓ -80%
United Healthcare Medicaid/CHIP $98.87 ↓ -79%
Cigna HMO/PPO $100.00 ↓ -78%
Texas Workforce Commission Workers Compensation $254.10 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $280.12 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $329.56 ↓ -29%
United Healthcare Charter $341.64 ↓ -26%
United Healthcare Nexus $341.64 ↓ -26%
High Plains Health Plans Commercial $377.22 ↓ -18%
United Healthcare Commercial Broad $379.61 ↓ -18%
QuikTrip Employee Benefit Plan $423.49 ↓ -8%
MidCoast Commercial $423.49 ↓ -8%
Aetna Commercial $423.49 ↓ -8%
Baylor Scott & White Health Plan Medicare Advantage $426.32 ↓ -8%
CORVEL Worker's Compensation $435.30 ↓ -6%
Humana Commercial HMO $442.00 ↓ -4%
Imagine Health Commercial $446.59 ↓ -3%
University of Mary Hardin-Baylor Commercial $446.59 ↓ -3%
Humana Medicare $448.76 ↓ -3%
TriWest Community Care Network $448.76 ↓ -3%
Independent Medical System Commercial PPO $461.99 ↑ +0%
Blue Cross Blue Shield Medicare Advantage $471.20 ↑ +2%
American Health Plan Medicare Advantage $471.20 ↑ +2%
ProCare Advantage Medicare Advantage $471.20 ↑ +2%
Curative Commercial $500.49 ↑ +8%
United Healthcare Medicare Advantage $502.61 ↑ +9%
Baylor Scott & White Health Plan BSW Premier - Small Group $538.51 ↑ +17%
HealthSmart Accel Network $538.99 ↑ +17%
Humana Commercial PPO $538.99 ↑ +17%
First Health PPO $538.99 ↑ +17%
Baylor Scott & White Health Plan BSW Premier - Individual $563.19 ↑ +22%
Prime Health Services Worker's Compensation $565.89 ↑ +22%
Private Health Care System PHCS Network $577.49 ↑ +25%
HealthSmart Preferred Network $577.49 ↑ +25%
Sedgwick Preferred Network $670.90 ↑ +45%
Injury Management Organization Med Select Network $670.90 ↑ +45%
Baylor Scott & White Health Plan BSW Plus - Small Group $740.45 ↑ +60%
Mark Cuban Commercial $987.04 ↑ +114%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Ghs insertion of needle - bone at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $290.88 – $687.19
Adventhealth Rollins Brook Lampasas $447.75 $454.49 – $4,826.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $461.99 $130.90 – $987.04
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $461.99 $71.00 – $987.04
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $356.00 $71.00 – $987.04
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $461.99 $123.20 – $987.04
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $461.99 $85.00 – $987.04
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $461.99 $238.70 – $987.04

All Texas hospitals for this procedure →