External ocular photography at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$201.26

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$335.44

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.64 with Baylor Scott & White Health Plan vs $465.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Baylor Scott & White Health Plan Medicare Advantage $35.64 ↓ -82%
CORVEL Worker's Compensation $36.39 ↓ -82%
Humana Medicare $37.52 ↓ -81%
TriWest Community Care Network $37.52 ↓ -81%
Blue Cross Blue Shield Medicare Advantage $39.40 ↓ -80%
American Health Plan Medicare Advantage $39.40 ↓ -80%
ProCare Advantage Medicare Advantage $39.40 ↓ -80%
Superior Health Plan Medicaid $40.25 ↓ -80%
United Healthcare Medicare Advantage $42.02 ↓ -79%
United Healthcare Medicaid/CHIP $43.07 ↓ -79%
Baylor Scott & White Health Plan BSW Premier - Small Group $45.02 ↓ -78%
Baylor Scott & White Health Plan BSW Premier - Individual $47.09 ↓ -77%
Prime Health Services Worker's Compensation $47.31 ↓ -76%
Sedgwick Preferred Network $56.09 ↓ -72%
Injury Management Organization Med Select Network $56.09 ↓ -72%
Baylor Scott & White Health Plan BSW Plus - Small Group $61.91 ↓ -69%
Mark Cuban Commercial $99.35 ↓ -51%
Texas Workforce Commission Workers Compensation $110.70 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $122.03 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $143.57 ↓ -29%
High Plains Health Plans Commercial $164.33 ↓ -18%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $166.13 ↓ -17%
Blue Cross Blue Shield Blue Advantage $168.33 ↓ -16%
Cigna Local Plus $168.39 ↓ -16%
QuikTrip Employee Benefit Plan $184.49 ↓ -8%
MidCoast Commercial $184.49 ↓ -8%
Aetna Commercial $184.49 ↓ -8%
Blue Cross Blue Shield Blue Essentials (HMO) $192.53 ↓ -4%
Imagine Health Commercial $194.56 ↓ -3%
University of Mary Hardin-Baylor Commercial $194.56 ↓ -3%
Cigna HMO/PPO $197.91 ↓ -2%
Independent Medical System Commercial PPO $201.26 ↑ +0%
Blue Cross Blue Shield BlueChoice (PPO) $202.99 ↑ +1%
Curative Commercial $218.04 ↑ +8%
Humana Commercial HMO $218.04 ↑ +8%
Humana Commercial PPO $234.81 ↑ +17%
HealthSmart Accel Network $234.81 ↑ +17%
First Health PPO $234.81 ↑ +17%
HealthSmart Preferred Network $251.58 ↑ +25%
Private Health Care System PHCS Network $251.58 ↑ +25%
United Healthcare Nexus $419.00 ↑ +108%
United Healthcare Charter $419.00 ↑ +108%
United Healthcare Commercial Broad $465.00 ↑ +131%
Humana Military TRICARE not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

External ocular photography at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $38.47 – $135.87
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $201.26 $41.43 – $301.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $186.63 $35.64 – $233.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $201.26 $35.64 – $301.90
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $201.26 $99.35 – $301.90
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $186.63 $35.64 – $279.94
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $201.26 $35.64 – $301.90
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $186.63 $34.22 – $279.94

All Texas hospitals for this procedure →