Exc ben+marg excep skin tag feenlm 1.1-2cm 11442 at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST
100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833
$1,864.29
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,107.15
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$71.00 with Blue Cross Blue Shield vs $2,330.36 with HealthSmart — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield | Blue Advantage | $71.00 | ↓ -96% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $75.00 | ↓ -96% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $81.00 | ↓ -96% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $85.00 | ↓ -95% |
| Superior Health Plan | Medicaid | $103.82 | ↓ -94% |
| United Healthcare | Medicaid/CHIP | $111.09 | ↓ -94% |
| Baylor Scott & White Health Plan | Medicare Advantage | $675.79 | ↓ -64% |
| CORVEL | Worker's Compensation | $690.02 | ↓ -63% |
| TriWest | Community Care Network | $711.36 | ↓ -62% |
| Humana | Medicare | $711.36 | ↓ -62% |
| American Health Plan | Medicare Advantage | $746.93 | ↓ -60% |
| Blue Cross Blue Shield | Medicare Advantage | $746.93 | ↓ -60% |
| ProCare Advantage | Medicare Advantage | $746.93 | ↓ -60% |
| United Healthcare | Medicare Advantage | $796.72 | ↓ -57% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $853.63 | ↓ -54% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $892.76 | ↓ -52% |
| Prime Health Services | Worker's Compensation | $897.02 | ↓ -52% |
| Texas Workforce Commission | Workers Compensation | $1,025.36 | ↓ -45% |
| Injury Management Organization | Med Select Network | $1,063.48 | ↓ -43% |
| Sedgwick | Preferred Network | $1,063.48 | ↓ -43% |
| Humana | Commercial HMO | $1,076.00 | ↓ -42% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $1,130.38 | ↓ -39% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $1,173.74 | ↓ -37% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $1,329.86 | ↓ -29% |
| United Healthcare | Nexus | $1,378.64 | ↓ -26% |
| United Healthcare | Charter | $1,378.64 | ↓ -26% |
| High Plains Health Plans | Commercial | $1,522.19 | ↓ -18% |
| United Healthcare | Commercial Broad | $1,531.82 | ↓ -18% |
| Cigna | Local Plus | $1,559.79 | ↓ -16% |
| QuikTrip | Employee Benefit Plan | $1,708.93 | ↓ -8% |
| MidCoast | Commercial | $1,708.93 | ↓ -8% |
| Aetna | Commercial | $1,708.93 | ↓ -8% |
| Mark Cuban | Commercial | $1,742.94 | ↓ -7% |
| University of Mary Hardin-Baylor | Commercial | $1,802.15 | ↓ -3% |
| Imagine Health | Commercial | $1,802.15 | ↓ -3% |
| Cigna | HMO/PPO | $1,833.22 | ↓ -2% |
| Independent Medical System | Commercial PPO | $1,864.29 | ↑ +0% |
| Curative | Commercial | $2,019.65 | ↑ +8% |
| Humana | Commercial PPO | $2,175.01 | ↑ +17% |
| HealthSmart | Accel Network | $2,175.01 | ↑ +17% |
| First Health | PPO | $2,175.01 | ↑ +17% |
| Private Health Care System | PHCS Network | $2,330.36 | ↑ +25% |
| HealthSmart | Preferred Network | $2,330.36 | ↑ +25% |
| Humana Military | TRICARE | not published by hospital | — |
Visitor-reported prices
Comments
Exc ben+marg excep skin tag feenlm 1.1-2cm 11442 at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Providence | Waco | $303.48 | $98.75 – $1,034.36 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,358.40 | $103.82 – $1,742.94 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,864.29 | $71.00 – $2,796.43 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,512.62 | $71.00 – $1,890.78 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,358.40 | $103.82 – $1,742.94 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,864.29 | $85.00 – $2,796.43 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,864.29 | $103.82 – $2,796.43 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $1,512.62 | $71.00 – $2,268.94 |