Ear cartilage graft at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$5,686.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$9,476.96

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $14,507.25 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -99%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -99%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -99%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -99%
Superior Health Plan Medicaid $1,954.22 ↓ -66%
United Healthcare Medicaid/CHIP $2,091.02 ↓ -63%
United Healthcare Charter $3,082.00 ↓ -46%
United Healthcare Nexus $3,082.00 ↓ -46%
Texas Workforce Commission Workers Compensation $3,127.40 ↓ -45%
United Healthcare Commercial Broad $3,424.00 ↓ -40%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $3,447.72 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $4,056.14 ↓ -29%
High Plains Health Plans Commercial $4,642.76 ↓ -18%
QuikTrip Employee Benefit Plan $5,212.33 ↓ -8%
MidCoast Commercial $5,212.33 ↓ -8%
Aetna Commercial $5,212.33 ↓ -8%
HealthSmart Accel Network $5,384.00 ↓ -5%
Imagine Health Commercial $5,496.64 ↓ -3%
University of Mary Hardin-Baylor Commercial $5,496.64 ↓ -3%
Baylor Scott & White Health Plan Medicare Advantage $5,649.47 ↓ -1%
Independent Medical System Commercial PPO $5,686.18 ↑ +0%
CORVEL Worker's Compensation $5,768.41 ↑ +1%
TriWest Community Care Network $5,946.81 ↑ +5%
Humana Medicare $5,946.81 ↑ +5%
Curative Commercial $6,160.02 ↑ +8%
ProCare Advantage Medicare Advantage $6,244.15 ↑ +10%
American Health Plan Medicare Advantage $6,244.15 ↑ +10%
Blue Cross Blue Shield Medicare Advantage $6,244.15 ↑ +10%
First Health PPO $6,633.87 ↑ +17%
Humana Commercial PPO $6,633.87 ↑ +17%
United Healthcare Medicare Advantage $6,660.43 ↑ +17%
Cigna Local Plus $6,837.00 ↑ +20%
HealthSmart Preferred Network $7,107.72 ↑ +25%
Private Health Care System PHCS Network $7,107.72 ↑ +25%
Baylor Scott & White Health Plan BSW Premier - Small Group $7,136.17 ↑ +26%
Baylor Scott & White Health Plan BSW Premier - Individual $7,463.25 ↑ +31%
Prime Health Services Worker's Compensation $7,498.93 ↑ +32%
Cigna HMO/PPO $8,043.00 ↑ +41%
Sedgwick Preferred Network $8,890.48 ↑ +56%
Injury Management Organization Med Select Network $8,890.48 ↑ +56%
Baylor Scott & White Health Plan BSW Plus - Small Group $9,812.24 ↑ +73%
Humana Commercial HMO $11,746.00 ↑ +107%
Mark Cuban Commercial $14,507.25 ↑ +155%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Ear cartilage graft at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $1,954.22 – $9,167.50
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $5,686.18 $71.00 – $14,507.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $6,385.40 $71.00 – $14,507.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $5,686.18 $85.00 – $14,507.25
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $5,686.18 $1,954.22 – $14,507.25
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $6,385.40 $71.00 – $14,507.25
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $5,686.18 $71.00 – $14,507.25
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $6,385.40 $71.00 – $14,507.25

All Texas hospitals for this procedure →