Devel tst phys/qhp 1st hr at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$105.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$176.51

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.18 with Superior Health Plan vs $510.51 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $21.18 ↓ -80%
United Healthcare Medicaid/CHIP $22.66 ↓ -79%
Texas Workforce Commission Workers Compensation $58.25 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $64.21 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $75.55 ↓ -29%
High Plains Health Plans Commercial $86.47 ↓ -18%
Cigna Local Plus $88.61 ↓ -16%
MidCoast Commercial $97.08 ↓ -8%
QuikTrip Employee Benefit Plan $97.08 ↓ -8%
Aetna Commercial $97.08 ↓ -8%
Imagine Health Commercial $102.38 ↓ -3%
University of Mary Hardin-Baylor Commercial $102.38 ↓ -3%
Cigna HMO/PPO $104.14 ↓ -2%
Independent Medical System Commercial PPO $105.91 ↑ +0%
Curative Commercial $114.73 ↑ +8%
Humana Commercial HMO $114.73 ↑ +8%
Baylor Scott & White Health Plan Medicare Advantage $122.80 ↑ +16%
HealthSmart Accel Network $123.56 ↑ +17%
Humana Commercial PPO $123.56 ↑ +17%
First Health PPO $123.56 ↑ +17%
CORVEL Worker's Compensation $125.38 ↑ +18%
TriWest Community Care Network $129.26 ↑ +22%
Humana Medicare $129.26 ↑ +22%
HealthSmart Preferred Network $132.38 ↑ +25%
Private Health Care System PHCS Network $132.38 ↑ +25%
American Health Plan Medicare Advantage $135.72 ↑ +28%
Blue Cross Blue Shield Medicare Advantage $135.72 ↑ +28%
ProCare Advantage Medicare Advantage $135.72 ↑ +28%
United Healthcare Medicare Advantage $144.77 ↑ +37%
Baylor Scott & White Health Plan BSW Premier - Small Group $155.11 ↑ +46%
Baylor Scott & White Health Plan BSW Premier - Individual $162.22 ↑ +53%
Prime Health Services Worker's Compensation $163.00 ↑ +54%
United Healthcare Charter $185.00 ↑ +75%
United Healthcare Nexus $185.00 ↑ +75%
Sedgwick Preferred Network $193.24 ↑ +82%
Injury Management Organization Med Select Network $193.24 ↑ +82%
United Healthcare Commercial Broad $205.00 ↑ +94%
Baylor Scott & White Health Plan BSW Plus - Small Group $213.28 ↑ +101%
Mark Cuban Commercial $386.96 ↑ +265%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $417.82 ↑ +295%
Blue Cross Blue Shield Blue Advantage $423.35 ↑ +300%
Blue Cross Blue Shield Blue Essentials (HMO) $484.23 ↑ +357%
Blue Cross Blue Shield BlueChoice (PPO) $510.51 ↑ +382%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Devel tst phys/qhp 1st hr at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco $123.30 $153.34 – $341.72
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $105.91 $21.80 – $386.96
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $79.98 $16.00 – $386.96
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $105.91 $34.00 – $386.96
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $105.91 $54.72 – $386.96
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $79.98 $26.66 – $386.96
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $105.91 $26.48 – $386.96
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $79.98 $14.66 – $417.82

All Texas hospitals for this procedure →