Cystoscopy stone removal at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$3,045.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,076.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $12,818.21 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -98%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -98%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -97%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -97%
Texas Workforce Commission Workers Compensation $1,675.23 ↓ -45%
Superior Health Plan Medicaid $1,689.43 ↓ -45%
United Healthcare Medicaid/CHIP $1,807.69 ↓ -41%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,846.81 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,172.72 ↓ -29%
United Healthcare Charter $2,252.42 ↓ -26%
United Healthcare Nexus $2,252.42 ↓ -26%
High Plains Health Plans Commercial $2,486.95 ↓ -18%
United Healthcare Commercial Broad $2,502.69 ↓ -18%
QuikTrip Employee Benefit Plan $2,792.05 ↓ -8%
MidCoast Commercial $2,792.05 ↓ -8%
Aetna Commercial $2,792.05 ↓ -8%
University of Mary Hardin-Baylor Commercial $2,944.34 ↓ -3%
Imagine Health Commercial $2,944.34 ↓ -3%
Independent Medical System Commercial PPO $3,045.87 ↑ +0%
Curative Commercial $3,299.69 ↑ +8%
HealthSmart Accel Network $3,410.00 ↑ +12%
First Health PPO $3,553.51 ↑ +17%
Humana Commercial PPO $3,553.51 ↑ +17%
Private Health Care System PHCS Network $3,807.34 ↑ +25%
HealthSmart Preferred Network $3,807.34 ↑ +25%
Baylor Scott & White Health Plan Medicare Advantage $5,116.92 ↑ +68%
Cigna Local Plus $5,132.00 ↑ +68%
CORVEL Worker's Compensation $5,224.64 ↑ +72%
TriWest Community Care Network $5,386.23 ↑ +77%
Humana Medicare $5,386.23 ↑ +77%
Blue Cross Blue Shield Medicare Advantage $5,655.54 ↑ +86%
American Health Plan Medicare Advantage $5,655.54 ↑ +86%
ProCare Advantage Medicare Advantage $5,655.54 ↑ +86%
United Healthcare Medicare Advantage $6,032.58 ↑ +98%
Cigna HMO/PPO $6,038.00 ↑ +98%
Baylor Scott & White Health Plan BSW Premier - Small Group $6,463.48 ↑ +112%
Baylor Scott & White Health Plan BSW Premier - Individual $6,759.72 ↑ +122%
Prime Health Services Worker's Compensation $6,792.04 ↑ +123%
Humana Commercial HMO $7,441.00 ↑ +144%
Sedgwick Preferred Network $8,052.41 ↑ +164%
Injury Management Organization Med Select Network $8,052.41 ↑ +164%
Baylor Scott & White Health Plan BSW Plus - Small Group $8,887.28 ↑ +192%
Mark Cuban Commercial $12,818.21 ↑ +321%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Cystoscopy stone removal at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $1,061.55 – $7,997.76
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,045.87 $71.00 – $12,818.21
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,997.70 $71.00 – $12,818.21
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,045.87 $85.00 – $12,818.21
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,045.87 $1,689.43 – $12,818.21
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $3,997.70 $71.00 – $12,818.21
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $3,045.87 $71.00 – $12,818.21
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $3,997.70 $71.00 – $12,818.21

All Texas hospitals for this procedure →