Culture afb any source at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$152.68

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$254.46

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.07 with Superior Health Plan vs $190.84 with HealthSmart — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $9.07 ↓ -94%
United Healthcare Medicaid/CHIP $9.70 ↓ -94%
Baylor Scott & White Health Plan Medicare Advantage $10.26 ↓ -93%
CORVEL Worker's Compensation $10.48 ↓ -93%
TriWest Community Care Network $10.80 ↓ -93%
Humana Medicare $10.80 ↓ -93%
Blue Cross Blue Shield Medicare Advantage $11.34 ↓ -93%
ProCare Advantage Medicare Advantage $11.34 ↓ -93%
American Health Plan Medicare Advantage $11.34 ↓ -93%
United Healthcare Medicare Advantage $12.10 ↓ -92%
Baylor Scott & White Health Plan BSW Premier - Small Group $12.96 ↓ -92%
Baylor Scott & White Health Plan BSW Premier - Individual $13.55 ↓ -91%
Prime Health Services Worker's Compensation $13.62 ↓ -91%
United Healthcare Commercial Broad $15.55 ↓ -90%
Injury Management Organization Med Select Network $16.15 ↓ -89%
Sedgwick Preferred Network $16.15 ↓ -89%
Baylor Scott & White Health Plan BSW Plus - Small Group $17.82 ↓ -88%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $20.01 ↓ -87%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $23.54 ↓ -85%
Mark Cuban Commercial $25.92 ↓ -83%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $55.84 ↓ -63%
Blue Cross Blue Shield Blue Advantage $56.59 ↓ -63%
Blue Cross Blue Shield Blue Essentials (HMO) $64.69 ↓ -58%
Blue Cross Blue Shield BlueChoice (PPO) $68.15 ↓ -55%
Texas Workforce Commission Workers Compensation $83.97 ↓ -45%
United Healthcare Charter $112.90 ↓ -26%
United Healthcare Nexus $112.90 ↓ -26%
High Plains Health Plans Commercial $124.66 ↓ -18%
Cigna Local Plus $127.74 ↓ -16%
QuikTrip Employee Benefit Plan $139.95 ↓ -8%
MidCoast Commercial $139.95 ↓ -8%
Aetna Commercial $139.95 ↓ -8%
University of Mary Hardin-Baylor Commercial $147.59 ↓ -3%
Imagine Health Commercial $147.59 ↓ -3%
Cigna HMO/PPO $150.13 ↓ -2%
Independent Medical System Commercial PPO $152.68 ↑ +0%
Curative Commercial $165.40 ↑ +8%
Humana Commercial HMO $165.40 ↑ +8%
HealthSmart Accel Network $178.12 ↑ +17%
First Health PPO $178.12 ↑ +17%
Humana Commercial PPO $178.12 ↑ +17%
Private Health Care System PHCS Network $190.84 ↑ +25%
HealthSmart Preferred Network $190.84 ↑ +25%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Culture afb any source at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco $79.20 $8.67 – $47.63
Adventhealth Rollins Brook Lampasas $206.88 $9.72 – $41.58
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $155.04 $9.07 – $193.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $152.68 $12.00 – $229.01
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $164.73 $9.07 – $205.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $155.04 $9.07 – $193.80
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $152.68 $9.70 – $229.01
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $152.68 $8.00 – $229.01

All Texas hospitals for this procedure →