Cryopreservation embryo(s) at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$1,500.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,500.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$300.00 with Superior Health Plan vs $3,963.94 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $300.00 ↓ -80%
United Healthcare Medicaid/CHIP $321.00 ↓ -79%
Baylor Scott & White Health Plan Medicare Advantage $768.88 ↓ -49%
CORVEL Worker's Compensation $785.07 ↓ -48%
Humana Medicare $809.35 ↓ -46%
TriWest Community Care Network $809.35 ↓ -46%
Texas Workforce Commission Workers Compensation $825.00 ↓ -45%
Blue Cross Blue Shield Medicare Advantage $849.82 ↓ -43%
American Health Plan Medicare Advantage $849.82 ↓ -43%
ProCare Advantage Medicare Advantage $849.82 ↓ -43%
United Healthcare Medicare Advantage $906.47 ↓ -40%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $909.50 ↓ -39%
Baylor Scott & White Health Plan BSW Premier - Small Group $971.22 ↓ -35%
Baylor Scott & White Health Plan BSW Premier - Individual $1,015.73 ↓ -32%
Prime Health Services Worker's Compensation $1,020.59 ↓ -32%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $1,070.00 ↓ -29%
United Healthcare Charter $1,109.25 ↓ -26%
United Healthcare Nexus $1,109.25 ↓ -26%
United Healthcare Commercial Broad $1,118.17 ↓ -25%
Sedgwick Preferred Network $1,209.98 ↓ -19%
Injury Management Organization Med Select Network $1,209.98 ↓ -19%
High Plains Health Plans Commercial $1,224.75 ↓ -18%
Cigna Local Plus $1,255.00 ↓ -16%
Baylor Scott & White Health Plan BSW Plus - Small Group $1,335.43 ↓ -11%
Aetna Commercial $1,375.00 ↓ -8%
MidCoast Commercial $1,375.00 ↓ -8%
QuikTrip Employee Benefit Plan $1,375.00 ↓ -8%
Imagine Health Commercial $1,450.00 ↓ -3%
University of Mary Hardin-Baylor Commercial $1,450.00 ↓ -3%
Cigna HMO/PPO $1,475.00 ↓ -2%
Independent Medical System Commercial PPO $1,500.00 ↑ +0%
Curative Commercial $1,625.00 ↑ +8%
Humana Commercial HMO $1,625.00 ↑ +8%
First Health PPO $1,750.00 ↑ +17%
Humana Commercial PPO $1,750.00 ↑ +17%
HealthSmart Accel Network $1,750.00 ↑ +17%
Private Health Care System PHCS Network $1,875.00 ↑ +25%
HealthSmart Preferred Network $1,875.00 ↑ +25%
Mark Cuban Commercial $2,130.15 ↑ +42%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $3,247.79 ↑ +117%
Blue Cross Blue Shield Blue Advantage $3,291.77 ↑ +119%
Blue Cross Blue Shield Blue Essentials (HMO) $3,762.92 ↑ +151%
Blue Cross Blue Shield BlueChoice (PPO) $3,963.94 ↑ +164%

Visitor-reported prices

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Cryopreservation embryo(s) at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $800.63 – $2,770.36
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,500.00 $12.00 – $2,250.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $326.15 $12.00 – $2,130.15
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,500.00 $12.00 – $2,250.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,500.00 $8.00 – $2,250.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $326.15 $12.00 – $2,130.15
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $1,500.00 $12.00 – $2,250.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $326.15 $12.00 – $3,247.79

All Texas hospitals for this procedure →