Contrast x-ray of brain at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$1,718.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,863.67

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$166.40 with Superior Health Plan vs $2,784.55 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $166.40 ↓ -90%
United Healthcare Medicaid/CHIP $178.05 ↓ -90%
United Healthcare Charter $409.00 ↓ -76%
United Healthcare Nexus $409.00 ↓ -76%
United Healthcare Commercial Broad $454.00 ↓ -74%
Baylor Scott & White Health Plan Medicare Advantage $748.12 ↓ -56%
CORVEL Worker's Compensation $763.87 ↓ -56%
TriWest Community Care Network $787.49 ↓ -54%
Humana Medicare $787.49 ↓ -54%
Blue Cross Blue Shield Medicare Advantage $826.86 ↓ -52%
American Health Plan Medicare Advantage $826.86 ↓ -52%
ProCare Advantage Medicare Advantage $826.86 ↓ -52%
United Healthcare Medicare Advantage $881.99 ↓ -49%
Baylor Scott & White Health Plan BSW Premier - Small Group $944.99 ↓ -45%
Texas Workforce Commission Workers Compensation $945.01 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Individual $988.30 ↓ -42%
Prime Health Services Worker's Compensation $993.02 ↓ -42%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,041.80 ↓ -39%
Injury Management Organization Med Select Network $1,177.30 ↓ -31%
Sedgwick Preferred Network $1,177.30 ↓ -31%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $1,225.65 ↓ -29%
Baylor Scott & White Health Plan BSW Plus - Small Group $1,299.36 ↓ -24%
High Plains Health Plans Commercial $1,402.91 ↓ -18%
Cigna Local Plus $1,437.56 ↓ -16%
Aetna Commercial $1,575.02 ↓ -8%
Imagine Health Commercial $1,575.02 ↓ -8%
MidCoast Commercial $1,575.02 ↓ -8%
QuikTrip Employee Benefit Plan $1,575.02 ↓ -8%
University of Mary Hardin-Baylor Commercial $1,660.93 ↓ -3%
Cigna HMO/PPO $1,689.57 ↓ -2%
Independent Medical System Commercial PPO $1,718.20 ↑ +0%
Curative Commercial $1,861.39 ↑ +8%
Humana Commercial HMO $1,861.39 ↑ +8%
Mark Cuban Commercial $1,983.49 ↑ +15%
First Health PPO $2,004.57 ↑ +17%
Humana Commercial PPO $2,004.57 ↑ +17%
HealthSmart Accel Network $2,004.57 ↑ +17%
Private Health Care System PHCS Network $2,147.75 ↑ +25%
HealthSmart Preferred Network $2,147.75 ↑ +25%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $2,287.56 ↑ +33%
Blue Cross Blue Shield Blue Advantage $2,314.79 ↑ +35%
Blue Cross Blue Shield Blue Essentials (HMO) $2,648.39 ↑ +54%
Blue Cross Blue Shield BlueChoice (PPO) $2,784.55 ↑ +62%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Contrast x-ray of brain at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $110.67 – $1,668.01
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,336.32 $166.40 – $1,983.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,718.20 $353.66 – $2,577.30
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,050.99 $166.40 – $2,563.73
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,336.32 $166.40 – $1,983.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,718.20 $178.05 – $2,577.30
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,718.20 $166.40 – $2,577.30
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,050.99 $166.40 – $3,076.48

All Texas hospitals for this procedure →