Closed tx/talus fracture without manip 28430 at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$85.00 with Cigna vs $1,132.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Local Plus $85.00
Superior Health Plan Medicaid $85.32
United Healthcare Medicaid/CHIP $91.29
Cigna HMO/PPO $100.00
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $171.07
Blue Cross Blue Shield Blue Advantage $173.25
Blue Cross Blue Shield Blue Essentials (HMO) $198.31
Blue Cross Blue Shield BlueChoice (PPO) $209.20
Baylor Scott & White Health Plan Medicare Advantage $235.40
CORVEL Worker's Compensation $240.36
Humana Medicare $247.79
TriWest Community Care Network $247.79
Blue Cross Blue Shield Medicare Advantage $260.18
American Health Plan Medicare Advantage $260.18
ProCare Advantage Medicare Advantage $260.18
United Healthcare Medicare Advantage $277.52
Baylor Scott & White Health Plan BSW Premier - Small Group $297.35
Baylor Scott & White Health Plan BSW Premier - Individual $310.98
Prime Health Services Worker's Compensation $312.46
Sedgwick Preferred Network $370.45
Injury Management Organization Med Select Network $370.45
Baylor Scott & White Health Plan BSW Plus - Small Group $408.85
Mark Cuban Commercial $584.19
Humana Commercial HMO $856.00
United Healthcare Charter $1,019.00
United Healthcare Nexus $1,019.00
United Healthcare Commercial Broad $1,132.00
University of Mary Hardin-Baylor Commercial not published by hospital
Humana Military TRICARE not published by hospital
Imagine Health Commercial not published by hospital

Visitor-reported prices

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Closed tx/talus fracture without manip 28430 at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco $170.19 $85.32 – $352.65
Covenant Children's Hospital Lubbock $291.90 $109.34 – $2,444.00
St. Luke's Health - Patients Medical Center Pasadena $86.94 $149.04 – $186.30
St. Joseph Health Madison Hospital Madisonville $48.65 $35.42 – $278.00
St. Joseph Health College Station Hospital College Station $48.65 $136.22 – $278.00
St. Joseph Health Grimes Hospital Navasota $48.65 $100.81 – $308.58
Covenant Medical Center Lubbock $291.90 $111.18 – $261.42
St. Joseph Health Burleson Hospital Caldwell $48.65 $61.16 – $278.00

All Texas hospitals for this procedure →