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Cataract Surgery at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$2,351.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,919.61

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $9,718.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -97%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -97%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -97%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -96%
Superior Health Plan Medicaid $849.94 ↓ -64%
United Healthcare Medicaid/CHIP $909.44 ↓ -61%
Texas Workforce Commission Workers Compensation $1,293.47 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,425.95 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $1,677.59 ↓ -29%
United Healthcare Charter $1,739.13 ↓ -26%
United Healthcare Nexus $1,739.13 ↓ -26%
High Plains Health Plans Commercial $1,920.22 ↓ -18%
United Healthcare Commercial Broad $1,932.37 ↓ -18%
QuikTrip Employee Benefit Plan $2,155.79 ↓ -8%
Aetna Commercial $2,155.79 ↓ -8%
MidCoast Commercial $2,155.79 ↓ -8%
Baylor Scott & White Health Plan Medicare Advantage $2,202.42 ↓ -6%
CORVEL Worker's Compensation $2,248.79 ↓ -4%
Imagine Health Commercial $2,273.37 ↓ -3%
University of Mary Hardin-Baylor Commercial $2,273.37 ↓ -3%
Humana Medicare $2,318.34 ↓ -1%
TriWest Community Care Network $2,318.34 ↓ -1%
Independent Medical System Commercial PPO $2,351.77 ↑ +0%
Blue Cross Blue Shield Medicare Advantage $2,434.26 ↑ +4%
ProCare Advantage Medicare Advantage $2,434.26 ↑ +4%
American Health Plan Medicare Advantage $2,434.26 ↑ +4%
Curative Commercial $2,547.75 ↑ +8%
United Healthcare Medicare Advantage $2,596.54 ↑ +10%
Humana Commercial PPO $2,743.73 ↑ +17%
First Health PPO $2,743.73 ↑ +17%
Baylor Scott & White Health Plan BSW Premier - Small Group $2,782.01 ↑ +18%
Baylor Scott & White Health Plan BSW Premier - Individual $2,909.52 ↑ +24%
Prime Health Services Worker's Compensation $2,923.43 ↑ +24%
HealthSmart Preferred Network $2,939.71 ↑ +25%
Private Health Care System PHCS Network $2,939.71 ↑ +25%
Sedgwick Preferred Network $3,465.92 ↑ +47%
Injury Management Organization Med Select Network $3,465.92 ↑ +47%
Baylor Scott & White Health Plan BSW Plus - Small Group $3,825.26 ↑ +63%
Mark Cuban Commercial $5,772.91 ↑ +145%
HealthSmart Accel Network $6,718.00 ↑ +186%
Cigna Local Plus $7,521.00 ↑ +220%
Cigna HMO/PPO $8,848.00 ↑ +276%
Humana Commercial HMO $9,718.00 ↑ +313%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Cataract Surgery at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,351.77 $71.00 – $7,521.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $4,301.64 $71.00 – $7,521.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,351.77 $85.00 – $7,521.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,351.77 $849.94 – $5,772.91
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $4,301.64 $71.00 – $7,521.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $4,301.64 $71.00 – $7,521.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR Taylor $4,301.64 $71.00 – $7,521.00
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $2,351.77 $71.00 – $7,521.00

All Texas hospitals for this procedure →