Arthrp w/prostc lunate at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,879.00 with HealthSmart vs $32,603.53 with Mark Cuban — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HealthSmart Accel Network $3,879.00
Cigna Local Plus $5,645.00
Cigna HMO/PPO $6,641.00
Superior Health Plan Medicaid $7,475.70
United Healthcare Medicaid/CHIP $7,999.00
Humana Commercial HMO $8,466.00
United Healthcare Nexus $9,316.00
United Healthcare Charter $9,316.00
United Healthcare Commercial Broad $10,351.00
Baylor Scott & White Health Plan Medicare Advantage $12,252.33
CORVEL Worker's Compensation $12,510.27
Humana Medicare $12,897.19
TriWest Community Care Network $12,897.19
American Health Plan Medicare Advantage $13,542.05
Blue Cross Blue Shield Medicare Advantage $13,542.05
ProCare Advantage Medicare Advantage $13,542.05
United Healthcare Medicare Advantage $14,444.85
Baylor Scott & White Health Plan BSW Premier - Small Group $15,476.63
Baylor Scott & White Health Plan BSW Premier - Individual $16,185.97
Prime Health Services Worker's Compensation $16,263.36
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $18,684.11
Blue Cross Blue Shield Blue Advantage $18,922.13
Sedgwick Preferred Network $19,281.30
Injury Management Organization Med Select Network $19,281.30
Baylor Scott & White Health Plan BSW Plus - Small Group $21,280.36
Blue Cross Blue Shield Blue Essentials (HMO) $21,659.29
Blue Cross Blue Shield BlueChoice (PPO) $22,849.36
Mark Cuban Commercial $32,603.53
Humana Military TRICARE not published by hospital
University of Mary Hardin-Baylor Commercial not published by hospital
Imagine Health Commercial not published by hospital

Visitor-reported prices

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Arthrp w/prostc lunate at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $1,213.20 – $22,492.34
Adventhealth Rollins Brook Lampasas not published $8,715.36 – $14,875.89
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $7,326.19 – $19,041.14
HCA HOUSTON MEDICAL CENTER Houston not published $8,021.73 – $24,396.46
HCA HOUSTON CONROE CONROE not published $7,326.19 – $20,707.24
HCA HOUSTON KINGWOOD HUMBLE not published $7,326.19 – $21,183.26
HCA HOUSTON NORTHWEST SPRING not published $8,021.73 – $21,183.26
Baylor St Luke's Medical Center Houston not published $2,177.00 – $2,177.00

All Texas hospitals for this procedure →