Artery x-rays chest at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$2,498.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$4,163.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$165.40 with Superior Health Plan vs $11,334.54 with Blue Cross Blue Shield — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $165.40 ↓ -93%
United Healthcare Medicaid/CHIP $176.98 ↓ -93%
United Healthcare Nexus $409.00 ↓ -84%
United Healthcare Charter $409.00 ↓ -84%
United Healthcare Commercial Broad $454.00 ↓ -82%
Texas Workforce Commission Workers Compensation $1,374.05 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $1,514.79 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $1,782.11 ↓ -29%
High Plains Health Plans Commercial $2,039.85 ↓ -18%
Cigna Local Plus $2,090.23 ↓ -16%
Aetna Commercial $2,290.09 ↓ -8%
Imagine Health Commercial $2,290.09 ↓ -8%
MidCoast Commercial $2,290.09 ↓ -8%
QuikTrip Employee Benefit Plan $2,290.09 ↓ -8%
University of Mary Hardin-Baylor Commercial $2,415.00 ↓ -3%
Cigna HMO/PPO $2,456.64 ↓ -2%
Independent Medical System Commercial PPO $2,498.28 ↑ +0%
Humana Commercial HMO $2,706.47 ↑ +8%
Curative Commercial $2,706.47 ↑ +8%
First Health PPO $2,914.66 ↑ +17%
HealthSmart Accel Network $2,914.66 ↑ +17%
Humana Commercial PPO $2,914.66 ↑ +17%
Baylor Scott & White Health Plan Medicare Advantage $3,013.28 ↑ +21%
CORVEL Worker's Compensation $3,076.71 ↑ +23%
HealthSmart Preferred Network $3,122.85 ↑ +25%
Private Health Care System PHCS Network $3,122.85 ↑ +25%
TriWest Community Care Network $3,171.87 ↑ +27%
Humana Medicare $3,171.87 ↑ +27%
American Health Plan Medicare Advantage $3,330.46 ↑ +33%
ProCare Advantage Medicare Advantage $3,330.46 ↑ +33%
Blue Cross Blue Shield Medicare Advantage $3,330.46 ↑ +33%
United Healthcare Medicare Advantage $3,552.49 ↑ +42%
Baylor Scott & White Health Plan BSW Premier - Small Group $3,806.24 ↑ +52%
Baylor Scott & White Health Plan BSW Premier - Individual $3,980.70 ↑ +59%
Prime Health Services Worker's Compensation $3,999.73 ↑ +60%
Sedgwick Preferred Network $4,741.95 ↑ +90%
Injury Management Organization Med Select Network $4,741.95 ↑ +90%
Baylor Scott & White Health Plan BSW Plus - Small Group $5,233.59 ↑ +109%
Mark Cuban Commercial $7,896.23 ↑ +216%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $9,311.50 ↑ +273%
Blue Cross Blue Shield Blue Advantage $9,422.35 ↑ +277%
Blue Cross Blue Shield Blue Essentials (HMO) $10,780.28 ↑ +332%
Blue Cross Blue Shield BlueChoice (PPO) $11,334.54 ↑ +354%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Artery x-rays chest at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco $643.23 $161.73 – $6,789.64
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,629.33 $165.40 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,498.28 $514.23 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,943.48 $165.40 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,629.33 $165.40 – $7,896.23
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,498.28 $176.98 – $7,896.23
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,498.28 $165.40 – $7,896.23
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,943.48 $165.40 – $7,896.23

All Texas hospitals for this procedure →