Appl modality 1/> areas paraffin bath 97018 at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$108.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$180.32

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.45 with Mark Cuban vs $336.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Mark Cuban Commercial $18.45 ↓ -83%
Superior Health Plan Medicaid $21.64 ↓ -80%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $21.77 ↓ -80%
Blue Cross Blue Shield Blue Advantage $22.06 ↓ -80%
United Healthcare Medicaid/CHIP $23.15 ↓ -79%
Blue Cross Blue Shield Blue Essentials (HMO) $25.23 ↓ -77%
Blue Cross Blue Shield BlueChoice (PPO) $26.60 ↓ -75%
Texas Workforce Commission Workers Compensation $59.51 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $65.60 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $77.18 ↓ -29%
High Plains Health Plans Commercial $88.34 ↓ -18%
QuikTrip Employee Benefit Plan $99.18 ↓ -8%
MidCoast Commercial $99.18 ↓ -8%
University of Mary Hardin-Baylor Commercial $104.59 ↓ -3%
Imagine Health Commercial $104.59 ↓ -3%
Aetna Commercial $108.00 ↓ -0%
Independent Medical System Commercial PPO $108.19 ↑ +0%
Curative Commercial $117.21 ↑ +8%
Humana Commercial HMO $117.21 ↑ +8%
Humana Commercial PPO $126.22 ↑ +17%
HealthSmart Accel Network $126.22 ↑ +17%
First Health PPO $126.22 ↑ +17%
HealthSmart Preferred Network $135.24 ↑ +25%
TriWest Community Care Network $135.24 ↑ +25%
Private Health Care System PHCS Network $135.24 ↑ +25%
Cigna Local Plus $149.00 ↑ +38%
CORVEL Worker's Compensation $153.27 ↑ +42%
Cigna HMO/PPO $175.00 ↑ +62%
United Healthcare Nexus $302.00 ↑ +179%
United Healthcare Charter $302.00 ↑ +179%
United Healthcare Commercial Broad $336.00 ↑ +211%

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco $34.83 $5.91 – $17.81
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $84.96 $18.45 – $134.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $108.19 $18.45 – $162.29
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $96.98 $18.45 – $149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $84.96 $16.87 – $134.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $108.19 $18.45 – $162.29
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $108.19 $18.45 – $253.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $96.98 $18.45 – $149.00

All Texas hospitals for this procedure →