After cataract laser surgery at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST
100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833
$1,324.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,207.43
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$71.00 with Blue Cross Blue Shield vs $4,025.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield | Blue Advantage | $71.00 | ↓ -95% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $75.00 | ↓ -94% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $81.00 | ↓ -94% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $85.00 | ↓ -94% |
| Superior Health Plan | Medicaid | $208.33 | ↓ -84% |
| United Healthcare | Medicaid/CHIP | $222.91 | ↓ -83% |
| Baylor Scott & White Health Plan | Medicare Advantage | $524.88 | ↓ -60% |
| CORVEL | Worker's Compensation | $535.92 | ↓ -60% |
| TriWest | Community Care Network | $552.50 | ↓ -58% |
| Humana | Medicare | $552.50 | ↓ -58% |
| American Health Plan | Medicare Advantage | $580.12 | ↓ -56% |
| Blue Cross Blue Shield | Medicare Advantage | $580.12 | ↓ -56% |
| ProCare Advantage | Medicare Advantage | $580.12 | ↓ -56% |
| United Healthcare | Medicare Advantage | $618.80 | ↓ -53% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $663.00 | ↓ -50% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $693.39 | ↓ -48% |
| Prime Health Services | Worker's Compensation | $696.70 | ↓ -47% |
| Texas Workforce Commission | Workers Compensation | $728.45 | ↓ -45% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $803.06 | ↓ -39% |
| Injury Management Organization | Med Select Network | $825.99 | ↓ -38% |
| Sedgwick | Preferred Network | $825.99 | ↓ -38% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $911.62 | ↓ -31% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $944.78 | ↓ -29% |
| United Healthcare | Charter | $979.44 | ↓ -26% |
| United Healthcare | Nexus | $979.44 | ↓ -26% |
| High Plains Health Plans | Commercial | $1,081.42 | ↓ -18% |
| United Healthcare | Commercial Broad | $1,088.26 | ↓ -18% |
| QuikTrip | Employee Benefit Plan | $1,214.09 | ↓ -8% |
| MidCoast | Commercial | $1,214.09 | ↓ -8% |
| Aetna | Commercial | $1,214.09 | ↓ -8% |
| Imagine Health | Commercial | $1,280.31 | ↓ -3% |
| University of Mary Hardin-Baylor | Commercial | $1,280.31 | ↓ -3% |
| Independent Medical System | Commercial PPO | $1,324.46 | ↑ +0% |
| Curative | Commercial | $1,434.83 | ↑ +8% |
| Mark Cuban | Commercial | $1,439.96 | ↑ +9% |
| Humana | Commercial PPO | $1,545.20 | ↑ +17% |
| HealthSmart | Accel Network | $1,545.20 | ↑ +17% |
| First Health | PPO | $1,545.20 | ↑ +17% |
| HealthSmart | Preferred Network | $1,655.57 | ↑ +25% |
| Private Health Care System | PHCS Network | $1,655.57 | ↑ +25% |
| Cigna | Local Plus | $3,421.00 | ↑ +158% |
| Humana | Commercial HMO | $3,689.00 | ↑ +179% |
| Cigna | HMO/PPO | $4,025.00 | ↑ +204% |
| Humana Military | TRICARE | not published by hospital | — |
Visitor-reported prices
Comments
After cataract laser surgery at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Ascension Providence | Waco | not published | $208.33 – $958.10 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $1,373.11 | $208.33 – $1,716.38 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $1,324.46 | $71.00 – $3,421.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $1,637.51 | $71.00 – $3,421.00 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $1,373.11 | $208.33 – $1,716.38 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $1,324.46 | $85.00 – $3,421.00 |
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $1,324.46 | $208.33 – $1,986.69 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $1,637.51 | $71.00 – $3,421.00 |