Adj tis trans/see area/10.1-30sqcm 14041 at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$4,093.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,821.78

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.00 with Blue Cross Blue Shield vs $6,022.00 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield Blue Advantage $71.00 ↓ -98%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $75.00 ↓ -98%
Blue Cross Blue Shield Blue Essentials (HMO) $81.00 ↓ -98%
Blue Cross Blue Shield BlueChoice (PPO) $85.00 ↓ -98%
Superior Health Plan Medicaid $709.01 ↓ -83%
United Healthcare Medicaid/CHIP $758.64 ↓ -81%
Baylor Scott & White Health Plan Medicare Advantage $1,969.05 ↓ -52%
CORVEL Worker's Compensation $2,010.50 ↓ -51%
TriWest Community Care Network $2,072.68 ↓ -49%
Humana Medicare $2,072.68 ↓ -49%
ProCare Advantage Medicare Advantage $2,176.31 ↓ -47%
American Health Plan Medicare Advantage $2,176.31 ↓ -47%
Blue Cross Blue Shield Medicare Advantage $2,176.31 ↓ -47%
Texas Workforce Commission Workers Compensation $2,251.19 ↓ -45%
United Healthcare Medicare Advantage $2,321.40 ↓ -43%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $2,481.76 ↓ -39%
Baylor Scott & White Health Plan BSW Premier - Small Group $2,487.22 ↓ -39%
Baylor Scott & White Health Plan BSW Premier - Individual $2,601.21 ↓ -36%
Prime Health Services Worker's Compensation $2,613.65 ↓ -36%
HealthSmart Accel Network $2,763.00 ↓ -32%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $2,919.72 ↓ -29%
United Healthcare Charter $3,026.82 ↓ -26%
United Healthcare Nexus $3,026.82 ↓ -26%
Injury Management Organization Med Select Network $3,098.66 ↓ -24%
Sedgwick Preferred Network $3,098.66 ↓ -24%
High Plains Health Plans Commercial $3,341.99 ↓ -18%
United Healthcare Commercial Broad $3,363.14 ↓ -18%
Baylor Scott & White Health Plan BSW Plus - Small Group $3,419.92 ↓ -16%
QuikTrip Employee Benefit Plan $3,751.98 ↓ -8%
MidCoast Commercial $3,751.98 ↓ -8%
Aetna Commercial $3,751.98 ↓ -8%
University of Mary Hardin-Baylor Commercial $3,956.63 ↓ -3%
Imagine Health Commercial $3,956.63 ↓ -3%
Independent Medical System Commercial PPO $4,093.07 ↑ +0%
Curative Commercial $4,434.16 ↑ +8%
Cigna Local Plus $4,463.00 ↑ +9%
Mark Cuban Commercial $4,517.58 ↑ +10%
Humana Commercial PPO $4,775.25 ↑ +17%
First Health PPO $4,775.25 ↑ +17%
Private Health Care System PHCS Network $5,116.34 ↑ +25%
HealthSmart Preferred Network $5,116.34 ↑ +25%
Cigna HMO/PPO $5,250.00 ↑ +28%
Humana Commercial HMO $6,022.00 ↑ +47%
Humana Military TRICARE not published by hospital

Visitor-reported prices

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Adj tis trans/see area/10.1-30sqcm 14041 at other Texas hospitals

Hospital City Cash price Negotiated range
Ascension Providence Waco not published $709.01 – $3,066.98
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $4,093.07 $71.00 – $6,139.60
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,903.05 $71.00 – $4,878.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $4,093.07 $85.00 – $6,139.60
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $4,093.07 $709.01 – $6,139.60
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $3,903.05 $71.00 – $5,854.57
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $4,093.07 $71.00 – $6,139.60
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $3,903.05 $71.00 – $5,854.57

All Texas hospitals for this procedure →