3d anat seg imaging preop at BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST

100 Hillcrest Medical Blvd., Waco, TX · Baylor Scott & White Health · · NPI 1891882833

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$105.66

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$176.10

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.13 with Superior Health Plan vs $454.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $21.13 ↓ -80%
United Healthcare Medicaid/CHIP $22.61 ↓ -79%
Texas Workforce Commission Workers Compensation $58.11 ↓ -45%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $64.07 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $75.37 ↓ -29%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $81.01 ↓ -23%
Blue Cross Blue Shield Blue Advantage $81.01 ↓ -23%
High Plains Health Plans Commercial $86.27 ↓ -18%
Cigna Local Plus $88.40 ↓ -16%
Blue Cross Blue Shield Blue Essentials (HMO) $93.33 ↓ -12%
Imagine Health Commercial $96.86 ↓ -8%
MidCoast Commercial $96.86 ↓ -8%
Aetna Commercial $96.86 ↓ -8%
QuikTrip Employee Benefit Plan $96.86 ↓ -8%
Blue Cross Blue Shield BlueChoice (PPO) $98.62 ↓ -7%
University of Mary Hardin-Baylor Commercial $102.14 ↓ -3%
Cigna HMO/PPO $103.90 ↓ -2%
Independent Medical System Commercial PPO $105.66 ↑ +0%
Curative Commercial $114.47 ↑ +8%
Humana Commercial HMO $114.47 ↑ +8%
Baylor Scott & White Health Plan Medicare Advantage $122.80 ↑ +16%
First Health PPO $123.27 ↑ +17%
Humana Commercial PPO $123.27 ↑ +17%
HealthSmart Accel Network $123.27 ↑ +17%
CORVEL Worker's Compensation $125.38 ↑ +19%
TriWest Community Care Network $129.26 ↑ +22%
Humana Medicare $129.26 ↑ +22%
Private Health Care System PHCS Network $132.07 ↑ +25%
HealthSmart Preferred Network $132.07 ↑ +25%
Blue Cross Blue Shield Medicare Advantage $135.72 ↑ +28%
ProCare Advantage Medicare Advantage $135.72 ↑ +28%
American Health Plan Medicare Advantage $135.72 ↑ +28%
United Healthcare Medicare Advantage $144.77 ↑ +37%
Baylor Scott & White Health Plan BSW Premier - Small Group $155.11 ↑ +47%
Baylor Scott & White Health Plan BSW Premier - Individual $162.22 ↑ +54%
Prime Health Services Worker's Compensation $163.00 ↑ +54%
Injury Management Organization Med Select Network $193.24 ↑ +83%
Sedgwick Preferred Network $193.24 ↑ +83%
Baylor Scott & White Health Plan BSW Plus - Small Group $213.28 ↑ +102%
United Healthcare Charter $409.00 ↑ +287%
United Healthcare Nexus $409.00 ↑ +287%
United Healthcare Commercial Broad $454.00 ↑ +330%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

3d anat seg imaging preop at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $105.66 $21.75 – $158.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $105.66 $33.92 – $193.24
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $105.66 $54.59 – $158.49
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $105.66 $26.41 – $193.24
HCA HOUSTON CLEAR LAKE FRIENDSWOOD not published $154.97 – $167.30
HCA HOUSTON MEDICAL CENTER Houston not published $154.97 – $167.30
HCA HOUSTON CONROE CONROE not published $154.97 – $167.30
HCA HOUSTON KINGWOOD HUMBLE not published $154.97 – $167.30

All Texas hospitals for this procedure →