Paring/cutting benign hyperkeratotic lesion single at St. Luke's Health - Lakeside Hospital

17400 St Lukes Way, The Woodlands, TX · CommonSpirit Health · · NPI 1184868879

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$145.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$417.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.59 with OPTUM vs $2,749.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Medicare|All Plans $112.59 ↓ -23%
BCBS-TX Commercial|Exchange $131.05 ↓ -10%
Cigna Commercial|Surefit $140.00 ↓ -4%
Renaissance Commercial|All Plans $143.29 ↓ -2%
TCHPCHIP Medicaid|HMO $145.95 ↑ +0%
OPTUM Medicaid|STAR $150.88 ↑ +3%
Cigna Commercial|HMO $154.00 ↑ +6%
BCBS - TX Commercial|MyBlue Health Exchange $167.74 ↑ +15%
United Commercial|Optum $195.99 ↑ +34%
HUMANA Medicare|TRANSPLANT $199.02 ↑ +36%
HUMANA Medicare|All Other Plans $199.02 ↑ +36%
CIGNA HEALTHSPRING Medicare|HMO $199.02 ↑ +36%
BCBS Medicare|All Plans $199.02 ↑ +36%
SELECTCARE Medicare|All Plans $199.02 ↑ +36%
KELSEY Medicare|All Plans $199.02 ↑ +36%
CIGNA HEALTHSPRING Medicare|PPO $201.01 ↑ +38%
UHC-SecureHorizons Medicare|All Plans $203.00 ↑ +39%
AETNA Medicare|All Plans $203.00 ↑ +39%
Amerivantage Medicare|All Plans $204.99 ↑ +40%
SCANHealth Medicare|All Plans $212.95 ↑ +46%
DEVOTED Medicare|All Plans $212.95 ↑ +46%
KINDRED Medicare|All Plans $218.92 ↑ +50%
CHC Medicaid|CHIP $229.35 ↑ +57%
CHC Medicaid|HMO $229.35 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $229.35 ↑ +57%
Independent Med System Commercial|All Plans $250.20 ↑ +71%
Cigna Lifesource Commercial|Transplant $250.20 ↑ +71%
BCBS-TX Commercial|Blue Premier $253.36 ↑ +74%
KelseyCare Commercial|Exchange $268.68 ↑ +84%
PHCS Savility Commercial|PPO $271.05 ↑ +86%
Coventry Commercial|PPO $271.05 ↑ +86%
First Health Commercial|All Plans $271.05 ↑ +86%
Humana Commercial|Transplant $271.05 ↑ +86%
PHCS Commercial|All Plans $271.05 ↑ +86%
Aetna Commercial|PPO $283.56 ↑ +94%
Healthsmart Commercial|PPO $291.90 ↑ +100%
Cigna Commercial|Transplant $291.90 ↑ +100%
Interlink Commercial|Transplant $291.90 ↑ +100%
Harris Health Commercial|ERS $298.53 ↑ +105%
Wellpoint Commercial|Exchange $298.53 ↑ +105%
Ambetter Commercial|All Plans $298.53 ↑ +105%
Community Health Choice Commercial|All Other Plans $298.53 ↑ +105%
Community Health Choice Commercial|Exchange $298.53 ↑ +105%
Bright Health Commercial|All Plans $300.30 ↑ +106%
BCBS-TX Commercial|HMO $300.54 ↑ +106%
Aetna Commercial|Exchange $306.49 ↑ +110%
MultiPlan Commercial|All Plans $312.75 ↑ +114%
Aetna Commercial|Transplant $316.92 ↑ +117%
BCBS-TX Commercial|PPO $335.48 ↑ +130%
OPTUM Medicaid|STARPLUS $344.53 ↑ +136%
USA Health Network Commercial|All Plans $354.45 ↑ +143%
Cigna Commercial|PPO $387.00 ↑ +165%
MHealth Network Commercial|PPO $417.00 ↑ +186%
NX Health Commercial|PPO $646.82 ↑ +343%
Aetna-Kelsey Care Commercial|HMO $807.00 ↑ +453%
Aetna Commercial|HMO $972.00 ↑ +566%
KelseyCare Commercial|All Other Plans $1,361.70 ↑ +833%
United Commercial|Exchange $1,676.00 ↑ +1048%
Humana Commercial|HMO $2,430.00 ↑ +1565%
Humana Commercial|PPO $2,430.00 ↑ +1565%
United Commercial|Charter $2,474.00 ↑ +1595%
United Commercial|PPO $2,749.00 ↑ +1784%
United Commercial|HMO $2,749.00 ↑ +1784%

Visitor-reported prices

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Paring/cutting benign hyperkeratotic lesion single at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $429.38 $218.41 – $4,826.69
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $285.93 $81.01 – $495.95
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $300.87 $61.93 – $495.95
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $275.89 $55.18 – $495.95
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $285.93 $76.25 – $495.95
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $300.87 $85.00 – $495.95
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $300.87 $155.45 – $495.95
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $275.89 $71.00 – $495.95

All Texas hospitals for this procedure →