Mra, w/o&w/dye, spinal canal at St. Luke's Health - Lakeside Hospital

17400 St Lukes Way, The Woodlands, TX · CommonSpirit Health · · NPI 1184868879

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$316.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$904.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$244.08 with OPTUM vs $2,812.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM Medicare|All Plans $244.08 ↓ -23%
Renaissance Commercial|All Plans $257.55 ↓ -19%
TCHPCHIP Medicaid|HMO $316.40 ↑ +0%
OPTUM Medicaid|STAR $327.07 ↑ +3%
HUMANA Medicare|All Other Plans $357.71 ↑ +13%
SELECTCARE Medicare|All Plans $357.71 ↑ +13%
KELSEY Medicare|All Plans $357.71 ↑ +13%
BCBS Medicare|All Plans $357.71 ↑ +13%
CIGNA HEALTHSPRING Medicare|HMO $357.71 ↑ +13%
HUMANA Medicare|TRANSPLANT $357.71 ↑ +13%
CIGNA HEALTHSPRING Medicare|PPO $361.29 ↑ +14%
UHC-SecureHorizons Medicare|All Plans $364.86 ↑ +15%
AETNA Medicare|All Plans $364.86 ↑ +15%
Amerivantage Medicare|All Plans $368.44 ↑ +16%
DEVOTED Medicare|All Plans $382.75 ↑ +21%
SCANHealth Medicare|All Plans $382.75 ↑ +21%
KINDRED Medicare|All Plans $393.48 ↑ +24%
United Commercial|Optum $424.88 ↑ +34%
KelseyCare Commercial|Exchange $482.91 ↑ +53%
TEXASTRUECHOICE Medicaid|CHIP $497.20 ↑ +57%
CHC Medicaid|CHIP $497.20 ↑ +57%
CHC Medicaid|HMO $497.20 ↑ +57%
Community Health Choice Commercial|Exchange $536.57 ↑ +70%
Ambetter Commercial|All Plans $536.57 ↑ +70%
Wellpoint Commercial|Exchange $536.57 ↑ +70%
Community Health Choice Commercial|All Other Plans $536.57 ↑ +70%
Harris Health Commercial|ERS $536.57 ↑ +70%
BCBS-TX Commercial|Exchange $538.41 ↑ +70%
Cigna Lifesource Commercial|Transplant $542.40 ↑ +71%
Aetna Commercial|Exchange $550.87 ↑ +74%
BCBS - TX Commercial|MyBlue Health Exchange $557.50 ↑ +76%
First Health Commercial|All Plans $587.60 ↑ +86%
Humana Commercial|Transplant $587.60 ↑ +86%
Coventry Commercial|PPO $587.60 ↑ +86%
Bright Health Commercial|All Plans $615.81 ↑ +95%
Interlink Commercial|Transplant $632.80 ↑ +100%
Healthsmart Commercial|PPO $632.80 ↑ +100%
Cigna Commercial|Transplant $632.80 ↑ +100%
MultiPlan Commercial|All Plans $678.00 ↑ +114%
OPTUM Medicaid|STARPLUS $746.89 ↑ +136%
USA Health Network Commercial|All Plans $768.40 ↑ +143%
BCBS-TX Commercial|Blue Premier $904.00 ↑ +186%
BCBS-TX Commercial|HMO $904.00 ↑ +186%
MHealth Network Commercial|PPO $904.00 ↑ +186%
BCBS-TX Commercial|PPO $904.00 ↑ +186%
Aetna-Kelsey Care Commercial|HMO $950.00 ↑ +200%
Cigna Commercial|Surefit $1,015.00 ↑ +221%
Aetna Commercial|Transplant $1,023.00 ↑ +223%
Humana Commercial|PPO $1,050.00 ↑ +232%
Humana Commercial|HMO $1,050.00 ↑ +232%
Cigna Commercial|HMO $1,119.00 ↑ +254%
Aetna Commercial|PPO $1,145.00 ↑ +262%
Aetna Commercial|HMO $1,145.00 ↑ +262%
NX Health Commercial|PPO $1,162.56 ↑ +267%
KelseyCare Commercial|All Other Plans $1,398.60 ↑ +342%
United Commercial|Exchange $1,535.00 ↑ +385%
United Commercial|Charter $2,266.00 ↑ +616%
United Commercial|PPO $2,518.00 ↑ +696%
United Commercial|HMO $2,518.00 ↑ +696%
Cigna Commercial|PPO $2,812.00 ↑ +789%

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Mra, w/o&w/dye, spinal canal at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,590.76 $332.94 – $2,386.13
BAYLOR SCOTT & WHITE MEDICAL CENTER - MCKINNEY McKinney $1,590.76 $332.94 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - FRISCO AT PGA PARKWAY Frisco $1,590.76 $332.94 – $2,149.00
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $1,590.76 $332.94 – $2,577.00
BAYLOR SCOTT & WHITE THE HEART HOSPITAL - DENTON Denton $1,590.76 $291.64 – $2,577.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $1,590.76 $291.64 – $2,577.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - PLANO Plano $1,590.76 $318.15 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR Taylor $1,590.76 $503.74 – $2,577.00

All Texas hospitals for this procedure →