Lower Back (Lumbar Spine) MRI (with contrast) at St. Luke's Health - Lakeside Hospital

17400 St Lukes Way, The Woodlands, TX · CommonSpirit Health · · NPI 1184868879

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,010.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,317.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$257.55 with Renaissance vs $14,317.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Renaissance Commercial|All Plans $257.55 ↓ -95%
Wellpoint Medicaid|All Other Plans $279.00 ↓ -94%
Wellpoint Medicaid|STARKIDS $282.68 ↓ -94%
Wellpoint Medicaid|CHIP $282.68 ↓ -94%
UHC Medicaid|CHIP $284.58 ↓ -94%
UHC Medicaid|STARKIDS $284.58 ↓ -94%
UNITED Medicaid|All Other Plans $288.33 ↓ -94%
BCBS Medicaid|All Plans $292.95 ↓ -94%
CHC Medicaid|All Other Plans $325.08 ↓ -94%
HUMANA Medicare|TRANSPLANT $357.71 ↓ -93%
SELECTCARE Medicare|All Plans $357.71 ↓ -93%
KELSEY Medicare|All Plans $357.71 ↓ -93%
BCBS Medicare|All Plans $357.71 ↓ -93%
CIGNA HEALTHSPRING Medicare|HMO $357.71 ↓ -93%
HUMANA Medicare|All Other Plans $357.71 ↓ -93%
CIGNA HEALTHSPRING Medicare|PPO $361.29 ↓ -93%
UHC-SecureHorizons Medicare|All Plans $364.86 ↓ -93%
AETNA Medicare|All Plans $364.86 ↓ -93%
Amerivantage Medicare|All Plans $368.44 ↓ -93%
Wellpoint Medicaid|STAR $378.79 ↓ -92%
SCANHealth Medicare|All Plans $382.75 ↓ -92%
DEVOTED Medicare|All Plans $382.75 ↓ -92%
UNITED Medicaid|STAR $387.27 ↓ -92%
KINDRED Medicare|All Plans $393.48 ↓ -92%
CHC Medicaid|STAR $435.33 ↓ -91%
KelseyCare Commercial|Exchange $482.91 ↓ -90%
Community Health Choice Commercial|Exchange $536.57 ↓ -89%
Wellpoint Commercial|Exchange $536.57 ↓ -89%
Community Health Choice Commercial|All Other Plans $536.57 ↓ -89%
Ambetter Commercial|All Plans $536.57 ↓ -89%
Harris Health Commercial|ERS $536.57 ↓ -89%
Aetna Commercial|Exchange $550.87 ↓ -89%
BCBS - TX Commercial|MyBlue Health Exchange $557.50 ↓ -89%
Bright Health Commercial|All Plans $615.81 ↓ -88%
BCBS-TX Commercial|Exchange $649.15 ↓ -87%
UNITED Medicaid|STARPLUS $881.96 ↓ -82%
UHC Medicaid|STARPLUS $881.96 ↓ -82%
Cigna Commercial|Surefit $1,015.00 ↓ -80%
Aetna Commercial|Transplant $1,023.00 ↓ -80%
Humana Commercial|HMO $1,050.00 ↓ -79%
Humana Commercial|PPO $1,050.00 ↓ -79%
Cigna Commercial|HMO $1,119.00 ↓ -78%
Aetna Commercial|PPO $1,145.00 ↓ -77%
TCHP Medicaid|STARKIDS $1,145.36 ↓ -77%
TCHP Medicaid|Lakeside $1,145.36 ↓ -77%
NX Health Commercial|PPO $1,162.56 ↓ -77%
BCBS-TX Commercial|Blue Premier $1,183.74 ↓ -76%
KelseyCare Commercial|All Other Plans $1,398.60 ↓ -72%
BCBS-TX Commercial|HMO $1,477.76 ↓ -71%
TCHP Medicaid|STAR $1,534.79 ↓ -69%
United Commercial|Exchange $1,535.00 ↓ -69%
BCBS-TX Commercial|PPO $1,661.05 ↓ -67%
United Commercial|Charter $2,266.00 ↓ -55%
United Commercial|PPO $2,518.00 ↓ -50%
United Commercial|HMO $2,518.00 ↓ -50%
Cigna Commercial|PPO $2,812.00 ↓ -44%
OPTUM Medicare|All Plans $3,865.59 ↓ -23%
TCHPCHIP Medicaid|HMO $5,010.95 ↑ +0%
OPTUM Medicaid|STAR $5,179.90 ↑ +3%
United Commercial|Optum $6,728.99 ↑ +34%
CHC Medicaid|CHIP $7,874.35 ↑ +57%
CHC Medicaid|HMO $7,874.35 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $7,874.35 ↑ +57%
Aetna-Kelsey Care Commercial|HMO $8,447.03 ↑ +69%
Cigna Lifesource Commercial|Transplant $8,590.20 ↑ +71%
Coventry Commercial|PPO $9,306.05 ↑ +86%
Humana Commercial|Transplant $9,306.05 ↑ +86%
First Health Commercial|All Plans $9,306.05 ↑ +86%
Aetna Commercial|HMO $9,735.56 ↑ +94%
Interlink Commercial|Transplant $10,021.90 ↑ +100%
Healthsmart Commercial|PPO $10,021.90 ↑ +100%
Cigna Commercial|Transplant $10,021.90 ↑ +100%
MultiPlan Commercial|All Plans $10,737.75 ↑ +114%
OPTUM Medicaid|STARPLUS $11,828.71 ↑ +136%
USA Health Network Commercial|All Plans $12,169.45 ↑ +143%
MHealth Network Commercial|PPO $14,317.00 ↑ +186%

Visitor-reported prices

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Lower Back (Lumbar Spine) MRI (with contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $2,181.58 $279.00 – $2,726.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $2,446.79 $494.01 – $3,670.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $2,446.79 $279.00 – $3,058.49
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $2,181.58 $279.00 – $2,726.97
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $2,446.79 $298.53 – $3,670.19
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $2,446.79 $279.00 – $3,670.19
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $2,446.79 $279.00 – $3,670.19
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $2,181.58 $279.00 – $2,726.97

All Texas hospitals for this procedure →