Lower Back (Lumbar Spine) MRI (with and without contrast) at St. Luke's Health - Lakeside Hospital

17400 St Lukes Way, The Woodlands, TX · CommonSpirit Health · · NPI 1184868879

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$5,892.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$16,837.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$257.55 with Renaissance vs $16,837.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Renaissance Commercial|All Plans $257.55 ↓ -96%
Wellpoint Medicaid|All Other Plans $329.13 ↓ -94%
Wellpoint Medicaid|STARKIDS $333.80 ↓ -94%
Wellpoint Medicaid|CHIP $333.80 ↓ -94%
UHC Medicaid|STARKIDS $335.71 ↓ -94%
UHC Medicaid|CHIP $335.71 ↓ -94%
UNITED Medicaid|All Other Plans $340.48 ↓ -94%
BCBS Medicaid|All Plans $345.59 ↓ -94%
HUMANA Medicare|All Other Plans $357.71 ↓ -94%
SELECTCARE Medicare|All Plans $357.71 ↓ -94%
KELSEY Medicare|All Plans $357.71 ↓ -94%
BCBS Medicare|All Plans $357.71 ↓ -94%
CIGNA HEALTHSPRING Medicare|HMO $357.71 ↓ -94%
HUMANA Medicare|TRANSPLANT $357.71 ↓ -94%
CIGNA HEALTHSPRING Medicare|PPO $361.29 ↓ -94%
UHC-SecureHorizons Medicare|All Plans $364.86 ↓ -94%
AETNA Medicare|All Plans $364.86 ↓ -94%
Amerivantage Medicare|All Plans $368.44 ↓ -94%
DEVOTED Medicare|All Plans $382.75 ↓ -94%
SCANHealth Medicare|All Plans $382.75 ↓ -94%
CHC Medicaid|All Other Plans $383.87 ↓ -93%
KINDRED Medicare|All Plans $393.48 ↓ -93%
Wellpoint Medicaid|STAR $447.29 ↓ -92%
UNITED Medicaid|STAR $457.31 ↓ -92%
KelseyCare Commercial|Exchange $482.91 ↓ -92%
CHC Medicaid|STAR $514.05 ↓ -91%
Harris Health Commercial|ERS $536.57 ↓ -91%
Community Health Choice Commercial|Exchange $536.57 ↓ -91%
Community Health Choice Commercial|All Other Plans $536.57 ↓ -91%
Wellpoint Commercial|Exchange $536.57 ↓ -91%
Ambetter Commercial|All Plans $536.57 ↓ -91%
Aetna Commercial|Exchange $550.87 ↓ -91%
BCBS - TX Commercial|MyBlue Health Exchange $557.50 ↓ -91%
Bright Health Commercial|All Plans $615.81 ↓ -90%
BCBS-TX Commercial|Exchange $649.15 ↓ -89%
Cigna Commercial|Surefit $1,015.00 ↓ -83%
Aetna Commercial|Transplant $1,023.00 ↓ -83%
UNITED Medicaid|STARPLUS $1,041.46 ↓ -82%
UHC Medicaid|STARPLUS $1,041.46 ↓ -82%
Humana Commercial|HMO $1,050.00 ↓ -82%
Humana Commercial|PPO $1,050.00 ↓ -82%
Cigna Commercial|HMO $1,119.00 ↓ -81%
Aetna Commercial|PPO $1,145.00 ↓ -81%
NX Health Commercial|PPO $1,162.56 ↓ -80%
BCBS-TX Commercial|Blue Premier $1,183.74 ↓ -80%
TCHP Medicaid|Lakeside $1,346.96 ↓ -77%
TCHP Medicaid|STARKIDS $1,346.96 ↓ -77%
KelseyCare Commercial|All Other Plans $1,398.60 ↓ -76%
BCBS-TX Commercial|HMO $1,477.76 ↓ -75%
United Commercial|Exchange $1,535.00 ↓ -74%
BCBS-TX Commercial|PPO $1,661.05 ↓ -72%
TCHP Medicaid|STAR $1,804.93 ↓ -69%
United Commercial|Charter $2,266.00 ↓ -62%
United Commercial|PPO $2,518.00 ↓ -57%
United Commercial|HMO $2,518.00 ↓ -57%
Cigna Commercial|PPO $2,812.00 ↓ -52%
OPTUM Medicare|All Plans $4,545.99 ↓ -23%
TCHPCHIP Medicaid|HMO $5,892.95 ↑ +0%
OPTUM Medicaid|STAR $6,091.63 ↑ +3%
United Commercial|Optum $7,913.39 ↑ +34%
CHC Medicaid|HMO $9,260.35 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $9,260.35 ↑ +57%
CHC Medicaid|CHIP $9,260.35 ↑ +57%
Aetna-Kelsey Care Commercial|HMO $9,933.83 ↑ +69%
Cigna Lifesource Commercial|Transplant $10,102.20 ↑ +71%
Humana Commercial|Transplant $10,944.05 ↑ +86%
Coventry Commercial|PPO $10,944.05 ↑ +86%
First Health Commercial|All Plans $10,944.05 ↑ +86%
Aetna Commercial|HMO $11,449.16 ↑ +94%
Cigna Commercial|Transplant $11,785.90 ↑ +100%
Healthsmart Commercial|PPO $11,785.90 ↑ +100%
Interlink Commercial|Transplant $11,785.90 ↑ +100%
MultiPlan Commercial|All Plans $12,627.75 ↑ +114%
OPTUM Medicaid|STARPLUS $13,910.73 ↑ +136%
USA Health Network Commercial|All Plans $14,311.45 ↑ +143%
MHealth Network Commercial|PPO $16,837.00 ↑ +186%

Visitor-reported prices

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Lower Back (Lumbar Spine) MRI (with and without contrast) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $5,565.11 $1,779.42 – $1,779.42
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $3,196.33 $329.13 – $3,995.41
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $3,200.98 $494.01 – $4,801.46
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $3,167.94 $329.13 – $3,959.93
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $3,196.33 $329.13 – $3,995.41
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $3,200.98 $332.94 – $4,801.46
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $3,200.98 $329.13 – $4,801.46
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $3,167.94 $329.13 – $4,751.91

All Texas hospitals for this procedure →