Established Patient Office Visit (level 5) at St. Luke's Health - Lakeside Hospital

17400 St Lukes Way, The Woodlands, TX · CommonSpirit Health · · NPI 1184868879

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$174.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$499.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$74.00 with United vs $499.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Commercial|Exchange $74.00 ↓ -58%
United Commercial|Charter $109.00 ↓ -38%
United Commercial|HMO $122.00 ↓ -30%
United Commercial|PPO $122.00 ↓ -30%
OPTUM Medicare|All Plans $134.73 ↓ -23%
BCBS - TX Commercial|MyBlue Health Exchange $164.69 ↓ -6%
TCHPCHIP Medicaid|HMO $174.65 ↑ +0%
OPTUM Medicaid|STAR $180.54 ↑ +3%
BCBS-TX Commercial|Exchange $190.63 ↑ +9%
United Commercial|Optum $234.53 ↑ +34%
BCBS-TX Commercial|Blue Premier $239.14 ↑ +37%
CHC Medicaid|CHIP $274.45 ↑ +57%
TEXASTRUECHOICE Medicaid|CHIP $274.45 ↑ +57%
CHC Medicaid|HMO $274.45 ↑ +57%
Cigna Lifesource Commercial|Transplant $299.40 ↑ +71%
BCBS-TX Commercial|HMO $315.84 ↑ +81%
First Health Commercial|All Plans $324.35 ↑ +86%
Humana Commercial|Transplant $324.35 ↑ +86%
Coventry Commercial|PPO $324.35 ↑ +86%
Cigna Commercial|Transplant $349.30 ↑ +100%
Interlink Commercial|Transplant $349.30 ↑ +100%
Healthsmart Commercial|PPO $349.30 ↑ +100%
BCBS-TX Commercial|PPO $358.70 ↑ +105%
MultiPlan Commercial|All Plans $374.25 ↑ +114%
OPTUM Medicaid|STARPLUS $412.28 ↑ +136%
USA Health Network Commercial|All Plans $424.15 ↑ +143%
MHealth Network Commercial|PPO $499.00 ↑ +186%

Visitor-reported prices

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Established Patient Office Visit (level 5) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $450.00 $434.28 – $434.28
HCA HOUSTON CLEAR LAKE FRIENDSWOOD $884.58 $263.95 – $315.77
HCA HOUSTON MEDICAL CENTER Houston $1,971.10 $263.95 – $315.77
Baylor St Luke's Medical Center Houston $174.65 $82.00 – $499.00
St. Joseph Health Madison Hospital Madisonville $113.58 $30.45 – $224.47
St. Luke's Health Memorial Lufkin Lufkin $253.49 $83.24 – $499.40
St. Luke's Health - Springwoods Village Hospital Spring $174.65 $74.00 – $499.00
St. Luke's Health - Sugar Land Hospital Sugar Land $174.65 $74.00 – $499.00

All Texas hospitals for this procedure →