ER Visit (level 3) at St. Luke's Health - Lakeside Hospital

17400 St Lukes Way, The Woodlands, TX · CommonSpirit Health · · NPI 1184868879

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$962.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,749.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.82 with TCHPCHIP vs $3,983.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
TCHPCHIP Medicaid|HMO $30.82 ↓ -97%
Wellpoint Medicaid|CHIP $51.36 ↓ -95%
Wellpoint Medicaid|All Other Plans $51.36 ↓ -95%
Wellpoint Medicaid|STAR $51.36 ↓ -95%
Wellpoint Medicaid|STARKIDS $51.36 ↓ -95%
CHC Medicaid|All Other Plans $51.36 ↓ -95%
CHC Medicaid|STAR $51.36 ↓ -95%
UHC Medicaid|STARKIDS $52.39 ↓ -95%
UHC Medicaid|CHIP $52.39 ↓ -95%
UNITED Medicaid|All Other Plans $52.39 ↓ -95%
UNITED Medicaid|STAR $52.39 ↓ -95%
UNITED Medicaid|STARPLUS $52.39 ↓ -95%
UHC Medicaid|STARPLUS $52.39 ↓ -95%
BCBS Medicaid|All Plans $53.93 ↓ -94%
Renaissance Commercial|All Plans $199.68 ↓ -79%
TCHP Medicaid|STAR $219.92 ↓ -77%
TCHP Medicaid|Lakeside $219.92 ↓ -77%
TCHP Medicaid|STARKIDS $219.92 ↓ -77%
HUMANA Medicare|TRANSPLANT $277.34 ↓ -71%
SELECTCARE Medicare|All Plans $277.34 ↓ -71%
KELSEY Medicare|All Plans $277.34 ↓ -71%
BCBS Medicare|All Plans $277.34 ↓ -71%
CIGNA HEALTHSPRING Medicare|HMO $277.34 ↓ -71%
HUMANA Medicare|All Other Plans $277.34 ↓ -71%
CIGNA HEALTHSPRING Medicare|PPO $280.11 ↓ -71%
UHC-SecureHorizons Medicare|All Plans $282.89 ↓ -71%
AETNA Medicare|All Plans $282.89 ↓ -71%
Amerivantage Medicare|All Plans $285.66 ↓ -70%
SCANHealth Medicare|All Plans $296.75 ↓ -69%
DEVOTED Medicare|All Plans $296.75 ↓ -69%
KINDRED Medicare|All Plans $305.07 ↓ -68%
BCBS - TX Commercial|MyBlue Health Exchange $326.08 ↓ -66%
KelseyCare Commercial|Exchange $374.41 ↓ -61%
BCBS-TX Commercial|Exchange $377.44 ↓ -61%
Bright Health Commercial|All Plans $387.01 ↓ -60%
Community Health Choice Commercial|All Other Plans $416.01 ↓ -57%
Ambetter Commercial|All Plans $416.01 ↓ -57%
Harris Health Commercial|ERS $416.01 ↓ -57%
Wellpoint Commercial|Exchange $416.01 ↓ -57%
Community Health Choice Commercial|Exchange $416.01 ↓ -57%
Aetna Commercial|Exchange $427.10 ↓ -56%
BCBS-TX Commercial|Blue Premier $473.48 ↓ -51%
BCBS-TX Commercial|HMO $625.35 ↓ -35%
BCBS-TX Commercial|PPO $710.22 ↓ -26%
OPTUM Medicare|All Plans $742.23 ↓ -23%
NX Health Commercial|PPO $901.35 ↓ -6%
OPTUM Medicaid|STAR $994.59 ↑ +3%
United Commercial|Exchange $1,145.00 ↑ +19%
KelseyCare Commercial|All Other Plans $1,240.20 ↑ +29%
Humana Commercial|HMO $1,260.00 ↑ +31%
Humana Commercial|PPO $1,260.00 ↑ +31%
United Commercial|Optum $1,292.03 ↑ +34%
Cigna Commercial|Surefit $1,439.00 ↑ +50%
TEXASTRUECHOICE Medicaid|CHIP $1,511.95 ↑ +57%
CHC Medicaid|CHIP $1,511.95 ↑ +57%
CHC Medicaid|HMO $1,511.95 ↑ +57%
Cigna Commercial|HMO $1,586.00 ↑ +65%
Cigna Lifesource Commercial|Transplant $1,649.40 ↑ +71%
United Commercial|Charter $1,689.00 ↑ +76%
First Health Commercial|All Plans $1,786.85 ↑ +86%
Humana Commercial|Transplant $1,786.85 ↑ +86%
Coventry Commercial|PPO $1,786.85 ↑ +86%
Aetna-Kelsey Care Commercial|HMO $1,866.00 ↑ +94%
Aetna Commercial|PPO $1,869.32 ↑ +94%
United Commercial|HMO $1,880.00 ↑ +95%
United Commercial|PPO $1,880.00 ↑ +95%
Interlink Commercial|Transplant $1,924.30 ↑ +100%
Cigna Commercial|Transplant $1,924.30 ↑ +100%
Healthsmart Commercial|PPO $1,924.30 ↑ +100%
MultiPlan Commercial|All Plans $2,061.75 ↑ +114%
Aetna Commercial|Transplant $2,089.24 ↑ +117%
Aetna Commercial|HMO $2,251.00 ↑ +134%
OPTUM Medicaid|STARPLUS $2,271.23 ↑ +136%
USA Health Network Commercial|All Plans $2,336.65 ↑ +143%
MHealth Network Commercial|PPO $2,749.00 ↑ +186%
Cigna Commercial|PPO $3,983.00 ↑ +314%

Visitor-reported prices

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ER Visit (level 3) at other Texas hospitals

Hospital City Cash price Negotiated range
Adventhealth Rollins Brook Lampasas $1,470.35 $859.86 – $859.86
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $770.04 $218.18 – $6,299.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $886.75 $182.52 – $2,805.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,006.17 $201.23 – $2,805.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $770.04 $205.34 – $2,691.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $886.75 $260.51 – $2,805.00
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $886.75 $458.16 – $2,410.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,006.17 $260.51 – $2,410.00

All Texas hospitals for this procedure →