Cardiac MRI w/stress img at St. Luke's Health - Lakeside Hospital

17400 St Lukes Way, The Woodlands, TX · CommonSpirit Health · · NPI 1184868879

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,264.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,613.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$289.04 with TCHP vs $3,613.00 with MHealth Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
TCHP Medicaid|STARKIDS $289.04 ↓ -77%
TCHP Medicaid|Lakeside $289.04 ↓ -77%
Wellpoint Medicaid|All Other Plans $385.59 ↓ -70%
TCHP Medicaid|STAR $387.32 ↓ -69%
Wellpoint Medicaid|STARKIDS $389.26 ↓ -69%
Wellpoint Medicaid|CHIP $389.26 ↓ -69%
UHC Medicaid|CHIP $393.30 ↓ -69%
UHC Medicaid|STARKIDS $393.30 ↓ -69%
Renaissance Commercial|All Plans $395.42 ↓ -69%
UNITED Medicaid|All Other Plans $397.05 ↓ -69%
BCBS Medicaid|All Plans $404.87 ↓ -68%
CHC Medicaid|All Other Plans $447.65 ↓ -65%
Wellpoint Medicaid|STAR $521.61 ↓ -59%
UNITED Medicaid|STAR $533.29 ↓ -58%
HUMANA Medicare|TRANSPLANT $549.19 ↓ -57%
SELECTCARE Medicare|All Plans $549.19 ↓ -57%
KELSEY Medicare|All Plans $549.19 ↓ -57%
BCBS Medicare|All Plans $549.19 ↓ -57%
CIGNA HEALTHSPRING Medicare|HMO $549.19 ↓ -57%
HUMANA Medicare|All Other Plans $549.19 ↓ -57%
CIGNA HEALTHSPRING Medicare|PPO $554.68 ↓ -56%
UHC-SecureHorizons Medicare|All Plans $560.17 ↓ -56%
AETNA Medicare|All Plans $560.17 ↓ -56%
Amerivantage Medicare|All Plans $565.67 ↓ -55%
SCANHealth Medicare|All Plans $587.63 ↓ -54%
DEVOTED Medicare|All Plans $587.63 ↓ -54%
CHC Medicaid|STAR $599.46 ↓ -53%
KINDRED Medicare|All Plans $604.11 ↓ -52%
BCBS-TX Commercial|Exchange $679.03 ↓ -46%
BCBS - TX Commercial|MyBlue Health Exchange $703.11 ↓ -44%
KelseyCare Commercial|Exchange $741.41 ↓ -41%
Bright Health Commercial|All Plans $808.04 ↓ -36%
Wellpoint Commercial|Exchange $823.79 ↓ -35%
Ambetter Commercial|All Plans $823.79 ↓ -35%
Community Health Choice Commercial|Exchange $823.79 ↓ -35%
Community Health Choice Commercial|All Other Plans $823.79 ↓ -35%
Harris Health Commercial|ERS $823.79 ↓ -35%
Aetna Commercial|Exchange $845.75 ↓ -33%
OPTUM Medicare|All Plans $975.51 ↓ -23%
Cigna Commercial|Surefit $1,015.00 ↓ -20%
Aetna Commercial|Transplant $1,023.00 ↓ -19%
Humana Commercial|HMO $1,050.00 ↓ -17%
Humana Commercial|PPO $1,050.00 ↓ -17%
Cigna Commercial|HMO $1,119.00 ↓ -12%
Aetna Commercial|PPO $1,145.00 ↓ -9%
UNITED Medicaid|STARPLUS $1,214.49 ↓ -4%
UHC Medicaid|STARPLUS $1,214.49 ↓ -4%
BCBS-TX Commercial|Blue Premier $1,232.84 ↓ -3%
TCHPCHIP Medicaid|HMO $1,264.55 ↑ +0%
OPTUM Medicaid|STAR $1,307.19 ↑ +3%
KelseyCare Commercial|All Other Plans $1,398.60 ↑ +11%
BCBS-TX Commercial|HMO $1,444.74 ↑ +14%
United Commercial|Exchange $1,535.00 ↑ +21%
BCBS-TX Commercial|PPO $1,622.92 ↑ +28%
United Commercial|Optum $1,698.11 ↑ +34%
NX Health Commercial|PPO $1,784.87 ↑ +41%
TEXASTRUECHOICE Medicaid|CHIP $1,987.15 ↑ +57%
CHC Medicaid|CHIP $1,987.15 ↑ +57%
CHC Medicaid|HMO $1,987.15 ↑ +57%
Aetna-Kelsey Care Commercial|HMO $2,131.67 ↑ +69%
Cigna Lifesource Commercial|Transplant $2,167.80 ↑ +71%
United Commercial|Charter $2,266.00 ↑ +79%
Humana Commercial|Transplant $2,348.45 ↑ +86%
Coventry Commercial|PPO $2,348.45 ↑ +86%
First Health Commercial|All Plans $2,348.45 ↑ +86%
Aetna Commercial|HMO $2,456.84 ↑ +94%
United Commercial|PPO $2,518.00 ↑ +99%
United Commercial|HMO $2,518.00 ↑ +99%
Healthsmart Commercial|PPO $2,529.10 ↑ +100%
Cigna Commercial|Transplant $2,529.10 ↑ +100%
Interlink Commercial|Transplant $2,529.10 ↑ +100%
MultiPlan Commercial|All Plans $2,709.75 ↑ +114%
Cigna Commercial|PPO $2,812.00 ↑ +122%
OPTUM Medicaid|STARPLUS $2,985.07 ↑ +136%
USA Health Network Commercial|All Plans $3,071.05 ↑ +143%
MHealth Network Commercial|PPO $3,613.00 ↑ +186%

Visitor-reported prices

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Cardiac MRI w/stress img at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $1,506.82 $385.59 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $1,680.47 $345.90 – $2,520.71
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $1,680.47 $385.59 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $1,506.82 $385.59 – $2,149.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $1,680.47 $412.58 – $2,520.71
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $1,680.47 $385.59 – $2,700.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $1,680.47 $385.59 – $2,520.71
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $1,506.82 $385.59 – $2,149.00

All Texas hospitals for this procedure →