Unlisted cranfcl&maxlfcl px at BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER
1901 SW HK Dodgen Loop, Temple, TX · Baylor Scott & White Health · · NPI 1477516466
$5,876.98
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,794.96
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$69.91 with United Healthcare vs $7,441.00 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Medicaid/CHIP | $69.91 | ↓ -99% |
| Blue Cross Blue Shield | Blue Advantage | $71.00 | ↓ -99% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $75.00 | ↓ -99% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $81.00 | ↓ -99% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $85.00 | ↓ -99% |
| Texas Workforce Commission | Workers Compensation | $97.88 | ↓ -98% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $101.74 | ↓ -98% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $119.69 | ↓ -98% |
| Employers Health Network | BSWQA Direct/EHN Rental | $131.44 | ↓ -98% |
| United Healthcare | Commercial | $137.87 | ↓ -98% |
| QuikTrip | Employee Benefit Plan | $153.81 | ↓ -97% |
| Employers Health Network | EHN Network | $153.81 | ↓ -97% |
| MidCoast | Commercial | $153.81 | ↓ -97% |
| Aetna | Commercial | $153.81 | ↓ -97% |
| Imagine Health | Commercial | $162.20 | ↓ -97% |
| University of Mary Hardin-Baylor | Commercial | $162.20 | ↓ -97% |
| Independent Medical System | Commercial PPO | $167.79 | ↓ -97% |
| Curative | Commercial | $181.77 | ↓ -97% |
| HealthSmart | Accel Network | $195.75 | ↓ -97% |
| Humana | Commercial PPO | $195.75 | ↓ -97% |
| First Health | PPO | $195.75 | ↓ -97% |
| Private Health Care System | PHCS Network | $209.74 | ↓ -96% |
| HealthSmart | Preferred Network | $209.74 | ↓ -96% |
| BlueBell Creameries | Self Insured | $209.74 | ↓ -96% |
| Baylor Scott & White Health Plan | Medicare Advantage | $226.03 | ↓ -96% |
| CORVEL | Worker's Compensation | $230.79 | ↓ -96% |
| Humana | Medicare | $237.93 | ↓ -96% |
| Superior Health Plan | Medicare HMO/Medicare PPO | $237.93 | ↓ -96% |
| TriWest | Community Care Network | $237.93 | ↓ -96% |
| ProCare Advantage | Medicare Advantage | $249.83 | ↓ -96% |
| Blue Cross Blue Shield | Medicare Advantage | $249.83 | ↓ -96% |
| American Health Plan | Medicare Advantage | $249.83 | ↓ -96% |
| Three Rivers | Three Rivers Provider Network | $251.69 | ↓ -96% |
| United Healthcare | Medicare Advantage | $266.48 | ↓ -95% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $285.52 | ↓ -95% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $298.60 | ↓ -95% |
| Prime Health Services | Worker's Compensation | $300.03 | ↓ -95% |
| Injury Management Organization | Med Select Network | $355.71 | ↓ -94% |
| Sedgwick | Preferred Network | $355.71 | ↓ -94% |
| CareWorks fka Rockport | Worker's Compensation | $355.71 | ↓ -94% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $392.58 | ↓ -93% |
| Mark Cuban | Commercial | $605.10 | ↓ -90% |
| Cigna | Local Plus | $5,388.00 | ↓ -8% |
| Cigna | HMO/PPO | $6,339.00 | ↑ +8% |
| Humana | Commercial HMO | $7,441.00 | ↑ +27% |
| Humana Military | TRICARE | not published by hospital | — |
Visitor-reported prices
Comments
Unlisted cranfcl&maxlfcl px at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Rollins Brook | Lampasas | not published | $254.55 – $4,826.69 |
| CHRISTUS Children's Hospital | San Antonio | not published | $3,381.00 – $3,381.00 |
| HCA HOUSTON CLEAR LAKE | FRIENDSWOOD | not published | $325.82 – $325.82 |
| HCA HOUSTON MEDICAL CENTER | Houston | not published | $417.46 – $417.46 |
| Covenant Children's Hospital | Lubbock | not published | $153.08 – $433.75 |
| HCA HOUSTON CONROE | CONROE | not published | $239.12 – $354.33 |
| HCA HOUSTON KINGWOOD | HUMBLE | not published | $239.12 – $362.48 |
| HCA HOUSTON NORTHWEST | SPRING | not published | $362.48 – $362.48 |