Treat thigh fracture at BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER
1901 SW HK Dodgen Loop, Temple, TX · Baylor Scott & White Health · · NPI 1477516466
$10,964.16
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$18,273.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,008.08 with Blue Cross Blue Shield vs $16,446.24 with Three Rivers — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $2,008.08 | ↓ -82% |
| Blue Cross Blue Shield | Blue Advantage | $2,033.66 | ↓ -81% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $2,327.83 | ↓ -79% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $2,455.74 | ↓ -78% |
| Superior Health Plan | Medicaid | $2,741.04 | ↓ -75% |
| United Healthcare | Medicaid/CHIP | $2,932.91 | ↓ -73% |
| Cigna | Local Plus | $5,388.00 | ↓ -51% |
| Cigna | HMO/PPO | $6,339.00 | ↓ -42% |
| Texas Workforce Commission | Workers Compensation | $6,395.76 | ↓ -42% |
| Baylor Scott & White Health Plan | Medicare Advantage | $6,924.82 | ↓ -37% |
| CORVEL | Worker's Compensation | $7,070.60 | ↓ -36% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $7,207.11 | ↓ -34% |
| TriWest | Community Care Network | $7,289.28 | ↓ -34% |
| Superior Health Plan | Medicare HMO/Medicare PPO | $7,289.28 | ↓ -34% |
| Humana | Medicare | $7,289.28 | ↓ -34% |
| Humana | Commercial HMO | $7,441.00 | ↓ -32% |
| Blue Cross Blue Shield | Medicare Advantage | $7,653.74 | ↓ -30% |
| ProCare Advantage | Medicare Advantage | $7,653.74 | ↓ -30% |
| American Health Plan | Medicare Advantage | $7,653.74 | ↓ -30% |
| United Healthcare | Commercial | $7,951.00 | ↓ -27% |
| United Healthcare | Medicare Advantage | $8,163.99 | ↓ -26% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $8,478.95 | ↓ -23% |
| Employers Health Network | BSWQA Direct/EHN Rental | $8,588.59 | ↓ -22% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $8,747.14 | ↓ -20% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $9,148.05 | ↓ -17% |
| Prime Health Services | Worker's Compensation | $9,191.78 | ↓ -16% |
| MidCoast | Commercial | $10,050.48 | ↓ -8% |
| Employers Health Network | EHN Network | $10,050.48 | ↓ -8% |
| Aetna | Commercial | $10,050.48 | ↓ -8% |
| QuikTrip | Employee Benefit Plan | $10,050.48 | ↓ -8% |
| Injury Management Organization | Med Select Network | $10,897.47 | ↓ -1% |
| Sedgwick | Preferred Network | $10,897.47 | ↓ -1% |
| CareWorks fka Rockport | Worker's Compensation | $10,897.47 | ↓ -1% |
| Independent Medical System | Commercial PPO | $10,964.16 | ↑ +0% |
| Curative | Commercial | $11,877.84 | ↑ +8% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $12,027.31 | ↑ +10% |
| Humana | Commercial PPO | $12,791.52 | ↑ +17% |
| HealthSmart | Accel Network | $12,791.52 | ↑ +17% |
| First Health | PPO | $12,791.52 | ↑ +17% |
| Private Health Care System | PHCS Network | $13,705.20 | ↑ +25% |
| BlueBell Creameries | Self Insured | $13,705.20 | ↑ +25% |
| HealthSmart | Preferred Network | $13,705.20 | ↑ +25% |
| Three Rivers | Three Rivers Provider Network | $16,446.24 | ↑ +50% |
| University of Mary Hardin-Baylor | Commercial | not published by hospital | — |
| Imagine Health | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Treat thigh fracture at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $10,964.16 | $5,664.82 – $16,446.24 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $10,964.16 | $2,008.08 – $16,446.24 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $10,964.16 | $2,455.74 – $16,446.24 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST | Waco | $10,964.16 | $2,008.08 – $13,705.20 |
| Adventhealth Rollins Brook | Lampasas | not published | $1,598.79 – $4,826.69 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | not published | $2,161.56 – $15,671.95 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | not published | $1,586.00 – $15,671.95 |
| CHRISTUS Children's Hospital | San Antonio | not published | $3,381.00 – $3,381.00 |