Thawing cryopresrved oocyte at BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER

1901 SW HK Dodgen Loop, Temple, TX · Baylor Scott & White Health · · NPI 1477516466

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$961.33

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,602.22

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.00 with United Healthcare vs $1,442.00 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Commercial $12.00 ↓ -99%
Baylor Scott & White Health Plan Medicare Advantage $162.59 ↓ -83%
CORVEL Worker's Compensation $166.02 ↓ -83%
TriWest Community Care Network $171.15 ↓ -82%
Superior Health Plan Medicare HMO/Medicare PPO $171.15 ↓ -82%
Humana Medicare $171.15 ↓ -82%
Blue Cross Blue Shield Medicare Advantage $179.71 ↓ -81%
American Health Plan Medicare Advantage $179.71 ↓ -81%
ProCare Advantage Medicare Advantage $179.71 ↓ -81%
United Healthcare Medicare Advantage $191.69 ↓ -80%
Baylor Scott & White Health Plan BSW Premier - Small Group $205.38 ↓ -79%
Baylor Scott & White Health Plan BSW Premier - Individual $214.79 ↓ -78%
Prime Health Services Worker's Compensation $215.82 ↓ -78%
Superior Health Plan Medicaid $240.33 ↓ -75%
CareWorks fka Rockport Worker's Compensation $255.87 ↓ -73%
Sedgwick Preferred Network $255.87 ↓ -73%
Injury Management Organization Med Select Network $255.87 ↓ -73%
United Healthcare Medicaid/CHIP $257.16 ↓ -73%
Baylor Scott & White Health Plan BSW Plus - Small Group $282.40 ↓ -71%
Mark Cuban Commercial $423.12 ↓ -56%
Texas Workforce Commission Workers Compensation $560.78 ↓ -42%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $582.89 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $685.75 ↓ -29%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $741.89 ↓ -23%
Blue Cross Blue Shield Blue Advantage $751.94 ↓ -22%
Employers Health Network BSWQA Direct/EHN Rental $753.04 ↓ -22%
Cigna Local Plus $804.31 ↓ -16%
Blue Cross Blue Shield Blue Essentials (HMO) $859.57 ↓ -11%
Aetna Commercial $881.22 ↓ -8%
MidCoast Commercial $881.22 ↓ -8%
QuikTrip Employee Benefit Plan $881.22 ↓ -8%
Employers Health Network EHN Network $881.22 ↓ -8%
Blue Cross Blue Shield BlueChoice (PPO) $905.49 ↓ -6%
Imagine Health Commercial $929.29 ↓ -3%
University of Mary Hardin-Baylor Commercial $929.29 ↓ -3%
Cigna HMO/PPO $945.31 ↓ -2%
Independent Medical System Commercial PPO $961.33 ↑ +0%
Humana Commercial HMO $1,041.44 ↑ +8%
Curative Commercial $1,041.44 ↑ +8%
HealthSmart Accel Network $1,121.55 ↑ +17%
Humana Commercial PPO $1,121.55 ↑ +17%
First Health PPO $1,121.55 ↑ +17%
Private Health Care System PHCS Network $1,201.66 ↑ +25%
BlueBell Creameries Self Insured $1,201.66 ↑ +25%
HealthSmart Preferred Network $1,201.66 ↑ +25%
Three Rivers Three Rivers Provider Network $1,442.00 ↑ +50%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Thawing cryopresrved oocyte at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $961.33 $8.00 – $1,442.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $961.33 $12.00 – $1,442.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $890.12 $12.00 – $1,112.65
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $961.33 $12.00 – $1,442.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $890.12 $12.00 – $1,335.19
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $961.33 $162.59 – $1,201.66
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $890.12 $12.00 – $1,335.19
BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR Taylor $890.12 $12.00 – $1,186.83

All Texas hospitals for this procedure →