Sperm isolation complex at BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER

1901 SW HK Dodgen Loop, Temple, TX · Baylor Scott & White Health · · NPI 1477516466

Source: hospital's published price file ↗ · Published Jun 13, 2026 · Ingested Aug 12, 2026

$272.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$453.87

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.00 with United Healthcare vs $408.48 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Commercial $12.00 ↓ -96%
Baylor Scott & White Health Plan Medicare Advantage $49.73 ↓ -82%
CORVEL Worker's Compensation $50.78 ↓ -81%
TriWest Community Care Network $52.35 ↓ -81%
Superior Health Plan Medicare HMO/Medicare PPO $52.35 ↓ -81%
Humana Medicare $52.35 ↓ -81%
Blue Cross Blue Shield Medicare Advantage $54.97 ↓ -80%
American Health Plan Medicare Advantage $54.97 ↓ -80%
ProCare Advantage Medicare Advantage $54.97 ↓ -80%
United Healthcare Medicare Advantage $58.63 ↓ -78%
Baylor Scott & White Health Plan BSW Premier - Small Group $62.82 ↓ -77%
Baylor Scott & White Health Plan BSW Premier - Individual $65.70 ↓ -76%
Prime Health Services Worker's Compensation $66.01 ↓ -76%
Superior Health Plan Medicaid $68.08 ↓ -75%
United Healthcare Medicaid/CHIP $72.85 ↓ -73%
CareWorks fka Rockport Worker's Compensation $78.26 ↓ -71%
Sedgwick Preferred Network $78.26 ↓ -71%
Injury Management Organization Med Select Network $78.26 ↓ -71%
Baylor Scott & White Health Plan BSW Plus - Small Group $86.38 ↓ -68%
Mark Cuban Commercial $134.24 ↓ -51%
Texas Workforce Commission Workers Compensation $158.85 ↓ -42%
Baylor Scott & White Health Plan BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee $165.12 ↓ -39%
Baylor Scott & White Health Plan BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) $194.26 ↓ -29%
Employers Health Network BSWQA Direct/EHN Rental $213.32 ↓ -22%
Cigna Local Plus $227.84 ↓ -16%
MidCoast Commercial $249.63 ↓ -8%
Aetna Commercial $249.63 ↓ -8%
Employers Health Network EHN Network $249.63 ↓ -8%
QuikTrip Employee Benefit Plan $249.63 ↓ -8%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $255.76 ↓ -6%
Blue Cross Blue Shield Blue Advantage $259.22 ↓ -5%
Imagine Health Commercial $263.24 ↓ -3%
University of Mary Hardin-Baylor Commercial $263.24 ↓ -3%
Cigna HMO/PPO $267.78 ↓ -2%
Independent Medical System Commercial PPO $272.32 ↑ +0%
Curative Commercial $295.02 ↑ +8%
Humana Commercial HMO $295.02 ↑ +8%
Blue Cross Blue Shield Blue Essentials (HMO) $296.33 ↑ +9%
Blue Cross Blue Shield BlueChoice (PPO) $312.16 ↑ +15%
HealthSmart Accel Network $317.71 ↑ +17%
Humana Commercial PPO $317.71 ↑ +17%
First Health PPO $317.71 ↑ +17%
Private Health Care System PHCS Network $340.40 ↑ +25%
BlueBell Creameries Self Insured $340.40 ↑ +25%
HealthSmart Preferred Network $340.40 ↑ +25%
Three Rivers Three Rivers Provider Network $408.48 ↑ +50%

Visitor-reported prices

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Sperm isolation complex at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL Temple $272.32 $8.00 – $408.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $272.32 $12.00 – $408.48
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $205.60 $12.00 – $257.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $272.32 $12.00 – $408.48
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $205.60 $12.00 – $308.39
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $272.32 $49.73 – $340.40
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $205.60 $12.00 – $308.39
BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR Taylor $205.60 $12.00 – $274.13

All Texas hospitals for this procedure →