Npsy tst eval phsy/qhp ea l hr at BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER
1901 SW HK Dodgen Loop, Temple, TX · Baylor Scott & White Health · · NPI 1477516466
$252.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$420.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$63.13 with Superior Health Plan vs $378.81 with Three Rivers — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | Medicaid | $63.13 | ↓ -75% |
| United Healthcare | Medicaid/CHIP | $67.55 | ↓ -73% |
| Texas Workforce Commission | Workers Compensation | $147.31 | ↓ -42% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $153.12 | ↓ -39% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $180.15 | ↓ -29% |
| Employers Health Network | BSWQA Direct/EHN Rental | $197.82 | ↓ -22% |
| Cigna | Local Plus | $211.29 | ↓ -16% |
| Aetna | Commercial | $231.50 | ↓ -8% |
| QuikTrip | Employee Benefit Plan | $231.50 | ↓ -8% |
| Employers Health Network | EHN Network | $231.50 | ↓ -8% |
| MidCoast | Commercial | $231.50 | ↓ -8% |
| University of Mary Hardin-Baylor | Commercial | $244.12 | ↓ -3% |
| Imagine Health | Commercial | $244.12 | ↓ -3% |
| Cigna | HMO/PPO | $248.33 | ↓ -2% |
| Independent Medical System | Commercial PPO | $252.54 | ↑ +0% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $253.59 | ↑ +0% |
| Blue Cross Blue Shield | Blue Advantage | $256.95 | ↑ +2% |
| Humana | Commercial HMO | $273.58 | ↑ +8% |
| Curative | Commercial | $273.58 | ↑ +8% |
| United Healthcare | Commercial | $290.84 | ↑ +15% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $293.89 | ↑ +16% |
| HealthSmart | Accel Network | $294.63 | ↑ +17% |
| First Health | PPO | $294.63 | ↑ +17% |
| Humana | Commercial PPO | $294.63 | ↑ +17% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $309.85 | ↑ +23% |
| HealthSmart | Preferred Network | $315.68 | ↑ +25% |
| BlueBell Creameries | Self Insured | $315.68 | ↑ +25% |
| Private Health Care System | PHCS Network | $315.68 | ↑ +25% |
| TriWest | Community Care Network | $315.68 | ↑ +25% |
| CORVEL | Worker's Compensation | $357.76 | ↑ +42% |
| Three Rivers | Three Rivers Provider Network | $378.81 | ↑ +50% |
Visitor-reported prices
Comments
Npsy tst eval phsy/qhp ea l hr at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $252.54 | $130.48 – $378.81 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $317.36 | $89.92 – $449.60 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $252.54 | $51.98 – $378.81 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $244.95 | $48.99 – $306.19 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $317.36 | $84.63 – $449.60 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $252.54 | $81.07 – $378.81 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $244.95 | $81.65 – $367.43 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $317.36 | $84.63 – $449.60 |