Laparo cholecystectomy/graph at BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER
1901 SW HK Dodgen Loop, Temple, TX · Baylor Scott & White Health · · NPI 1477516466
$8,277.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,795.77
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,888.85 with Superior Health Plan vs $15,811.00 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Superior Health Plan | Medicaid | $1,888.85 | ↓ -77% |
| United Healthcare | Medicaid/CHIP | $2,021.07 | ↓ -76% |
| Texas Workforce Commission | Workers Compensation | $4,828.52 | ↓ -42% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $5,441.05 | ↓ -34% |
| Baylor Scott & White Health Plan | Medicare Advantage | $5,769.43 | ↓ -30% |
| CORVEL | Worker's Compensation | $5,890.89 | ↓ -29% |
| Superior Health Plan | Medicare HMO/Medicare PPO | $6,073.08 | ↓ -27% |
| TriWest | Community Care Network | $6,073.08 | ↓ -27% |
| Humana | Medicare | $6,073.08 | ↓ -27% |
| ProCare Advantage | Medicare Advantage | $6,376.73 | ↓ -23% |
| American Health Plan | Medicare Advantage | $6,376.73 | ↓ -23% |
| Blue Cross Blue Shield | Medicare Advantage | $6,376.73 | ↓ -23% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $6,401.24 | ↓ -23% |
| Employers Health Network | BSWQA Direct/EHN Rental | $6,484.01 | ↓ -22% |
| United Healthcare | Medicare Advantage | $6,801.85 | ↓ -18% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $7,287.70 | ↓ -12% |
| MidCoast | Commercial | $7,587.67 | ↓ -8% |
| QuikTrip | Employee Benefit Plan | $7,587.67 | ↓ -8% |
| Employers Health Network | EHN Network | $7,587.67 | ↓ -8% |
| Aetna | Commercial | $7,587.67 | ↓ -8% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $7,588.92 | ↓ -8% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $7,621.72 | ↓ -8% |
| Prime Health Services | Worker's Compensation | $7,658.15 | ↓ -7% |
| Blue Cross Blue Shield | Blue Advantage | $7,685.60 | ↓ -7% |
| Independent Medical System | Commercial PPO | $8,277.46 | ↑ +0% |
| Cigna | Local Plus | $8,649.00 | ↑ +4% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $8,797.35 | ↑ +6% |
| Curative | Commercial | $8,967.25 | ↑ +8% |
| Injury Management Organization | Med Select Network | $9,079.25 | ↑ +10% |
| Sedgwick | Preferred Network | $9,079.25 | ↑ +10% |
| CareWorks fka Rockport | Worker's Compensation | $9,079.25 | ↑ +10% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $9,280.72 | ↑ +12% |
| HealthSmart | Accel Network | $9,657.04 | ↑ +17% |
| Humana | Commercial PPO | $9,657.04 | ↑ +17% |
| First Health | PPO | $9,657.04 | ↑ +17% |
| United Healthcare | Commercial | $9,751.00 | ↑ +18% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $10,020.58 | ↑ +21% |
| Cigna | HMO/PPO | $10,175.00 | ↑ +23% |
| HealthSmart | Preferred Network | $10,346.83 | ↑ +25% |
| BlueBell Creameries | Self Insured | $10,346.83 | ↑ +25% |
| Private Health Care System | PHCS Network | $10,346.83 | ↑ +25% |
| Three Rivers | Three Rivers Provider Network | $12,416.19 | ↑ +50% |
| Mark Cuban | Commercial | $14,293.73 | ↑ +73% |
| Humana | Commercial HMO | $15,811.00 | ↑ +91% |
| University of Mary Hardin-Baylor | Commercial | not published by hospital | — |
| Imagine Health | Commercial | not published by hospital | — |
| Humana Military | TRICARE | not published by hospital | — |
Visitor-reported prices
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Laparo cholecystectomy/graph at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $8,277.46 | $1,888.85 – $14,293.73 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $8,277.46 | $1,703.78 – $14,293.73 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $10,442.08 | $1,888.85 – $14,293.73 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $8,277.46 | $2,021.07 – $14,293.73 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $10,442.08 | $1,888.85 – $15,663.12 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST | Waco | $8,277.46 | $1,888.85 – $14,293.73 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE | Suite 100 | $10,442.08 | $1,888.85 – $15,663.12 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR | Taylor | $10,442.08 | $2,021.07 – $14,293.73 |