Chromosome analysis 45 at BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER
1901 SW HK Dodgen Loop, Temple, TX · Baylor Scott & White Health · · NPI 1477516466
$350.63
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$584.38
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.00 with United Healthcare vs $948.33 with Blue Cross Blue Shield — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Commercial | $36.00 | ↓ -90% |
| Superior Health Plan | Medicaid | $126.24 | ↓ -64% |
| Texas Workforce Commission | Workers Compensation | $129.88 | ↓ -63% |
| United Healthcare | Medicaid/CHIP | $135.08 | ↓ -61% |
| Baylor Scott & White Health Plan | Medicare Advantage | $142.78 | ↓ -59% |
| CORVEL | Worker's Compensation | $145.78 | ↓ -58% |
| Superior Health Plan | Medicare HMO/Medicare PPO | $150.29 | ↓ -57% |
| Humana | Medicare | $150.29 | ↓ -57% |
| TriWest | Community Care Network | $150.29 | ↓ -57% |
| Blue Cross Blue Shield | Medicare Advantage | $157.80 | ↓ -55% |
| ProCare Advantage | Medicare Advantage | $157.80 | ↓ -55% |
| American Health Plan | Medicare Advantage | $157.80 | ↓ -55% |
| United Healthcare | Medicare Advantage | $168.32 | ↓ -52% |
| Employers Health Network | BSWQA Direct/EHN Rental | $174.41 | ↓ -50% |
| Baylor Scott & White Health Plan | BSW Premier - Small Group | $180.35 | ↓ -49% |
| Cigna | Local Plus | $186.28 | ↓ -47% |
| Baylor Scott & White Health Plan | BSW Premier - Individual | $188.61 | ↓ -46% |
| Prime Health Services | Worker's Compensation | $189.52 | ↓ -46% |
| Employers Health Network | EHN Network | $204.09 | ↓ -42% |
| Aetna | Commercial | $204.09 | ↓ -42% |
| MidCoast | Commercial | $204.09 | ↓ -42% |
| QuikTrip | Employee Benefit Plan | $204.09 | ↓ -42% |
| Imagine Health | Commercial | $215.23 | ↓ -39% |
| University of Mary Hardin-Baylor | Commercial | $215.23 | ↓ -39% |
| Cigna | HMO/PPO | $218.94 | ↓ -38% |
| Independent Medical System | Commercial PPO | $222.65 | ↓ -37% |
| CareWorks fka Rockport | Worker's Compensation | $224.68 | ↓ -36% |
| Injury Management Organization | Med Select Network | $224.68 | ↓ -36% |
| Sedgwick | Preferred Network | $224.68 | ↓ -36% |
| Curative | Commercial | $241.20 | ↓ -31% |
| Humana | Commercial HMO | $241.20 | ↓ -31% |
| Baylor Scott & White Health Plan | BSW Plus - Small Group | $247.98 | ↓ -29% |
| First Health | PPO | $259.76 | ↓ -26% |
| Humana | Commercial PPO | $259.76 | ↓ -26% |
| HealthSmart | Accel Network | $259.76 | ↓ -26% |
| Baylor Scott & White Health Plan | BSW Premier - Large Group/BSW Premier Direct to Employer (Rate 1)/BSWH Employee | $272.85 | ↓ -22% |
| BlueBell Creameries | Self Insured | $278.31 | ↓ -21% |
| Private Health Care System | PHCS Network | $278.31 | ↓ -21% |
| HealthSmart | Preferred Network | $278.31 | ↓ -21% |
| Baylor Scott & White Health Plan | BSW Plus - Large Group/BSW Premier Direct to Employer (Rate 2) | $321.00 | ↓ -8% |
| Three Rivers | Three Rivers Provider Network | $333.97 | ↓ -5% |
| Mark Cuban | Commercial | $360.70 | ↑ +3% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $777.00 | ↑ +122% |
| Blue Cross Blue Shield | Blue Advantage | $787.52 | ↑ +125% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $900.24 | ↑ +157% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $948.33 | ↑ +170% |
Visitor-reported prices
Comments
Chromosome analysis 45 at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL | Temple | $350.63 | $26.00 – $360.70 |
| BAYLOR UNIVERSITY MEDICAL CENTER | Dallas | $735.51 | $35.00 – $438.29 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM | Brenham | $350.63 | $36.00 – $360.70 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA | Suite 110 | $350.63 | $36.00 – $360.70 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL | Frisco | $735.51 | $35.00 – $438.29 |
| BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION | College Station | $350.63 | $36.00 – $360.70 |
| BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK | Cedar Park | $350.63 | $36.00 – $360.70 |
| BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH | Fort Worth | $735.51 | $35.00 – $438.29 |