Unlisted px hands/fingers at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL
546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083
$6,841.45
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$11,402.42
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$381.01 with United Healthcare vs $685.82 with Three Rivers — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Commercial | $381.01 | ↓ -94% |
| MidCoast | Commercial | $419.11 | ↓ -94% |
| Blue Cross Blue Shield | Blue Advantage | $426.73 | ↓ -94% |
| Blue Cross Blue Shield | Blue Premier/High Performance Network/My BlueHealth | $426.73 | ↓ -94% |
| Independent Medical System | Commercial PPO | $457.21 | ↓ -93% |
| Cigna | Local Plus/Market Solutions | $487.69 | ↓ -93% |
| Blue Cross Blue Shield | Blue Essentials (HMO) | $495.31 | ↓ -93% |
| Curative | Commercial | $495.31 | ↓ -93% |
| Blue Cross Blue Shield | BlueChoice (PPO) | $518.17 | ↓ -92% |
| HealthSmart | Accel Network | $533.41 | ↓ -92% |
| First Health | PPO | $533.41 | ↓ -92% |
| Humana | Commercial PPO | $533.41 | ↓ -92% |
| Imagine Health | Commercial | $548.65 | ↓ -92% |
| University of Mary Hardin-Baylor | Commercial | $571.51 | ↓ -92% |
| Cigna | HMO/PPO | $571.51 | ↓ -92% |
| HealthSmart | Preferred Network | $571.51 | ↓ -92% |
| Aetna | Commercial | $571.51 | ↓ -92% |
| Mark Cuban | Commercial | $584.19 | ↓ -91% |
| Three Rivers | Three Rivers Provider Network | $685.82 | ↓ -90% |
Visitor-reported prices
Comments
Unlisted px hands/fingers at other Texas hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Covenant Children's Hospital | Lubbock | $315.84 | $199.54 – $2,444.00 |
| Baylor St Luke's Medical Center | Houston | $423.50 | $326.70 – $1,210.00 |
| St. Luke's Health - Springwoods Village Hospital | Spring | $423.50 | $326.70 – $1,210.00 |
| St. Luke's Health - Sugar Land Hospital | Sugar Land | $423.50 | $326.70 – $1,210.00 |
| St. Luke's Health - Lakeside Hospital | The Woodlands | $423.50 | $326.70 – $1,210.00 |
| St. Luke's Health - The Vintage Hospital | Houston | $423.50 | $326.70 – $1,210.00 |
| Covenant Medical Center | Lubbock | $315.84 | $202.91 – $329.93 |
| Covenant Hospital Plainview | Plainview | $300.72 | $240.36 – $443.58 |