Treat knee fracture 27530 at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL

546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$576.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$960.22

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.32 with Superior Health Plan vs $864.20 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $85.32 ↓ -85%
United Healthcare Commercial $480.11 ↓ -17%
MidCoast Commercial $528.12 ↓ -8%
Blue Cross Blue Shield Blue Advantage $537.72 ↓ -7%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $537.72 ↓ -7%
Independent Medical System Commercial PPO $576.13 ↑ +0%
Mark Cuban Commercial $584.19 ↑ +1%
Cigna Local Plus/Market Solutions $614.54 ↑ +7%
Blue Cross Blue Shield Blue Essentials (HMO) $624.14 ↑ +8%
Curative Commercial $624.14 ↑ +8%
Blue Cross Blue Shield BlueChoice (PPO) $652.95 ↑ +13%
First Health PPO $672.15 ↑ +17%
Humana Commercial PPO $672.15 ↑ +17%
HealthSmart Accel Network $672.15 ↑ +17%
Imagine Health Commercial $691.36 ↑ +20%
HealthSmart Preferred Network $720.16 ↑ +25%
University of Mary Hardin-Baylor Commercial $720.16 ↑ +25%
Cigna HMO/PPO $720.16 ↑ +25%
Aetna Commercial $720.16 ↑ +25%
Three Rivers Three Rivers Provider Network $864.20 ↑ +50%

Visitor-reported prices

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Treat knee fracture 27530 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $576.13 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $576.13 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $452.81 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $576.13 $85.00 – $2,975.00
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $452.81 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER HILLCREST Waco $576.13 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - PFLUGERVILLE Suite 100 $452.81 $71.00 – $2,975.00
BAYLOR SCOTT & WHITE MEDICAL CENTER - TAYLOR Taylor $452.81 $71.00 – $2,975.00

All Texas hospitals for this procedure →