Repair umbil hern incar > 5 yr 49587 at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL

546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$5,132.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,554.38

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,651.86 with Superior Health Plan vs $8,033.00 with HealthSmart — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $2,651.86 ↓ -48%
United Healthcare Commercial $4,277.19 ↓ -17%
MidCoast Commercial $4,704.91 ↓ -8%
Blue Cross Blue Shield Blue Advantage $4,790.45 ↓ -7%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $4,790.45 ↓ -7%
Independent Medical System Commercial PPO $5,132.63 ↑ +0%
Cigna Local Plus/Market Solutions $5,474.80 ↑ +7%
Blue Cross Blue Shield Blue Essentials (HMO) $5,560.35 ↑ +8%
Curative Commercial $5,560.35 ↑ +8%
Blue Cross Blue Shield BlueChoice (PPO) $5,816.98 ↑ +13%
Humana Commercial PPO $5,988.07 ↑ +17%
First Health PPO $5,988.07 ↑ +17%
Imagine Health Commercial $6,159.15 ↑ +20%
University of Mary Hardin-Baylor Commercial $6,415.78 ↑ +25%
Aetna Commercial $6,415.78 ↑ +25%
HealthSmart Preferred Network $6,415.78 ↑ +25%
Cigna HMO/PPO $6,415.78 ↑ +25%
Three Rivers Three Rivers Provider Network $7,698.94 ↑ +50%
HealthSmart Accel Network $8,033.00 ↑ +57%

Visitor-reported prices

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Repair umbil hern incar > 5 yr 49587 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $5,132.63 $71.00 – $7,698.94
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $5,645.89 $1,599.67 – $7,998.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $5,132.63 $71.00 – $7,698.94
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $6,343.42 $71.00 – $7,929.28
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $5,645.89 $1,505.57 – $7,998.35
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $5,132.63 $85.00 – $7,698.94
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $6,343.42 $71.00 – $9,515.13
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $5,645.89 $1,505.57 – $7,998.35

All Texas hospitals for this procedure →