Hlth bhv ivntj fam wo pt 1st at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL

546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$229.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$381.87

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$118.38 with Superior Health Plan vs $343.68 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $118.38 ↓ -48%
MidCoast Commercial $210.03 ↓ -8%
Blue Cross Blue Shield Blue Advantage $213.85 ↓ -7%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $213.85 ↓ -7%
Independent Medical System Commercial PPO $229.12 ↑ +0%
Cigna Local Plus/Market Solutions $244.40 ↑ +7%
Curative Commercial $248.22 ↑ +8%
Blue Cross Blue Shield Blue Essentials (HMO) $248.22 ↑ +8%
Blue Cross Blue Shield BlueChoice (PPO) $259.67 ↑ +13%
First Health PPO $267.31 ↑ +17%
HealthSmart Accel Network $267.31 ↑ +17%
Humana Commercial PPO $267.31 ↑ +17%
Imagine Health Commercial $274.95 ↑ +20%
University of Mary Hardin-Baylor Commercial $286.40 ↑ +25%
Cigna HMO/PPO $286.40 ↑ +25%
HealthSmart Preferred Network $286.40 ↑ +25%
Aetna Commercial $286.40 ↑ +25%
Three Rivers Three Rivers Provider Network $343.68 ↑ +50%

Visitor-reported prices

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Hlth bhv ivntj fam wo pt 1st at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $229.12 $57.28 – $343.68
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $183.68 $26.02 – $242.32
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $229.12 $47.16 – $343.68
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $192.86 $19.29 – $238.37
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $183.68 $24.49 – $184.70
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $229.12 $73.55 – $343.68
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $192.86 $32.14 – $238.37
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $183.68 $24.49 – $242.32

All Texas hospitals for this procedure →