Fundus photography with i&r 92250 at BAYLOR SCOTT & WHITE CONTINUING CARE HOSPITAL

546 N. Kegley Rd., Temple, TX · Baylor Scott & White Health · · NPI 1013085083

Source: hospital's published price file ↗ · Published Jun 12, 2026 · Ingested Aug 12, 2026

$275.91

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$459.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$142.55 with Superior Health Plan vs $413.87 with Three Rivers — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Superior Health Plan Medicaid $142.55 ↓ -48%
MidCoast Commercial $252.92 ↓ -8%
Blue Cross Blue Shield Blue Premier/High Performance Network/My BlueHealth $257.52 ↓ -7%
Blue Cross Blue Shield Blue Advantage $257.52 ↓ -7%
Independent Medical System Commercial PPO $275.91 ↑ +0%
Cigna Local Plus/Market Solutions $294.30 ↑ +7%
Curative Commercial $298.90 ↑ +8%
Blue Cross Blue Shield Blue Essentials (HMO) $298.90 ↑ +8%
Blue Cross Blue Shield BlueChoice (PPO) $312.70 ↑ +13%
Mark Cuban Commercial $316.45 ↑ +15%
First Health PPO $321.89 ↑ +17%
United Healthcare Commercial $321.89 ↑ +17%
Humana Commercial PPO $321.89 ↑ +17%
HealthSmart Accel Network $321.89 ↑ +17%
Imagine Health Commercial $331.09 ↑ +20%
University of Mary Hardin-Baylor Commercial $344.89 ↑ +25%
Cigna HMO/PPO $344.89 ↑ +25%
HealthSmart Preferred Network $344.89 ↑ +25%
Aetna Commercial $344.89 ↑ +25%
Three Rivers Three Rivers Provider Network $413.87 ↑ +50%

Visitor-reported prices

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Fundus photography with i&r 92250 at other Texas hospitals

Hospital City Cash price Negotiated range
BAYLOR SCOTT & WHITE MCLANE CHILDREN'S MEDICAL CENTER Temple $275.91 $68.98 – $413.87
BAYLOR UNIVERSITY MEDICAL CENTER Dallas $209.46 $59.35 – $316.45
BAYLOR SCOTT & WHITE MEDICAL CENTER - BRENHAM Brenham $275.91 $56.79 – $413.87
BAYLOR SCOTT & WHITE MEDICAL CENTER - BUDA Suite 110 $255.85 $51.17 – $319.81
BAYLOR SCOTT & WHITE MEDICAL CENTER - CENTENNIAL Frisco $209.46 $55.86 – $316.45
BAYLOR SCOTT & WHITE MEDICAL CENTER - COLLEGE STATION College Station $275.91 $88.57 – $413.87
BAYLOR SCOTT & WHITE EMERGENCY MEDICAL CENTER - CEDAR PARK Cedar Park $255.85 $85.28 – $383.77
BAYLOR SCOTT & WHITE ALL SAINTS MEDICAL CENTER - FORT WORTH Fort Worth $209.46 $55.86 – $316.45

All Texas hospitals for this procedure →